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Insights into Cohen & Steers Quality Income Realty Fund's Distribution Notification

In a recent announcement dated November 26, 2025, Cohen & Steers Quality Income Realty Fund, Inc. (NYSE: RQI) shared with shareholders critical information concerning the upcoming distribution scheduled for November 28, 2025. This notification is essential for investors seeking clarity around their dividend receipts and total returns.

Overview of Distribution Policy

Since the inception of its managed distribution policy in December 2012, the Fund has aimed to provide steady monthly distributions. This policy was established following exemptive relief from the Securities and Exchange Commission (SEC), with the goal of delivering long-term return by allowing the Fund to issue regular payments at a fixed rate per share. The flexibility provided by this policy enables the Fund to realize long-term capital gains throughout the year and distribute them to investors at regular intervals.

The Board of Directors retains the authority to amend, suspend, or terminate the managed distribution policy. Such changes could significantly impact the market price of the Fund's shares and warrant careful monitoring by shareholders.

Breakdown of Current Distributions

The distribution notified this November consists of various components, including long-term and short-term capital gains as well as net investment income. Here are the key figures:

• - Net Investment Income: $0.0147 (18.38% of current distribution)
• - Net Realized Short-Term Capital Gains: $0.0000 (0.00% of current distribution)
• - Net Realized Long-Term Capital Gains: $0.0653 (81.62% of current distribution)
• - Total Current Distribution: $0.0800

These estimates provide a clear overview of how different income sources contribute to overall distributions. Notably, there are no returns of capital for the November distribution.

Year-to-Date Performance

As of November 30, 2025, the cumulative distributions paid for the fiscal year amounted to:

• - Net Investment Income: $0.2583 (29.35% of total distributions)
• - Net Realized Short-Term Capital Gains: $0.1660 (18.86% of total distributions)
• - Net Realized Long-Term Capital Gains: $0.4557 (51.79% of total distributions)
• - Year-to-Date Total Distribution: $0.8800

This comprehensive performance analysis underscores the importance of the Fund's strategy in generating consistent returns for its shareholders.

Tax Implications of Distributions

It’s crucial for shareholders to recognize that the components of these distributions may have different tax implications. A return of capital, which is a distribution exceeding the Fund's net investment income and realized gains, is not immediately taxable. Instead, it diminishes a shareholder's tax basis in the Fund’s shares, which may influence tax liabilities when they sell these investments.

Shareholders can anticipate detailed reporting of these tax characteristics via Form 1099-DIV at the close of the calendar year, ensuring transparency about how to report these distributions for tax purposes.

Fund's Year-to-Date Cumulative Total Return

For the fiscal year 2025, the Fund's year-to-date cumulative total return, which includes distributions paid, stands at 4.50%.

Furthermore, investors may find comfort in the average annual total return of 9.68% over the five-year period ending October 31, 2025. The current annualized distribution rate for the current fiscal year is reported at 7.63%.

Conclusion

Investors are encouraged to stay informed regarding their investments and revisit the terms laid out by the Fund. It’s vital to remain aware of the potential for changes in the managed distribution policy, as any modifications can affect both the market price of shares and individual investor returns. For continued updates, shareholders should regularly check the official Cohen & Steers website.

Thus, understanding the dynamics of the Cohen & Steers Quality Income Realty Fund's distribution strategy aids in navigating the intricate landscape of investment returns and tax implications, empowering shareholders to make informed financial decisions.