#Japan #Tokyo #Mitsui Sumitomo #Olive #Credit Card Points

Introduction

In an effort to improve personal finance management, Mitsui Sumitomo Bank and Mitsui Sumitomo Card have collaborated to launch a groundbreaking investment plan known as the 'Olive Limited Bonus Plan' set to start in April 2026. This new initiative allows users to earn enhanced credit card points when depositing into their Olive bank accounts.

Overview of the Credit Card Investment Service

Launched in June 2021, the Credit Card Investment service offered by Mitsui Sumitomo Card and SBI Securities allows customers to accumulate V points while investing in mutual funds using credit card payments. This service has gained tremendous popularity, with around 1.8 million users appreciating its convenience—investing without the hassle of NISA account procedures and benefiting from accumulating V points proportional to their investment amounts.

Details of the Olive Limited Bonus Plan

Effective from April 10, 2026, customers utilizing both the Credit Card Investment and Olive services will enjoy an additional 0.5% in V points based on their normal deposit amounts. This feature, which represents the first of its kind in Japan, significantly incentivizes customers to integrate their investment activities with their banking services. Customers using Olive Flexible Pay cards are not the only beneficiaries; any Mitsui Sumitomo Card user who registers for an Olive account is eligible for this exciting offer. Overall, this plan allows for a potential maximum of 4.5% in V points for mutual fund investments, making asset management more rewarding than ever before.

Eligibility and Point Accumulation Criteria

Customers can earn these additional points based on their specific card types. The tiers are divided into categories, including:
1. Olive Flexible Pay Platinum Preferred and Mitsui Sumitomo Card Platinum Preferred
2. Mitsui Sumitomo Card Platinum Visa/Mastercard
3. Olive Flexible Pay Gold, Mitsui Sumitomo Gold Card

It’s important to note that cards earning exclusive points aside from V points are not applicable for this program, but they can still facilitate Credit Card Investments.

For more detailed information, users can visit the following link: Mitsui Sumitomo Card.

Continuous Improvement of Financial Services

Mitsui Sumitomo Bank and Mitsui Sumitomo Card are committed to enhancing the lives of customers from diverse demographics through innovative financial solutions. The partnership aims to continuously enrich the Olive platform, incorporating more functionalities by responding to customer feedback, such as automated deposit services, family card issuance, and additional payment features.

What is Olive?

Olive, launched in March 2023, is a comprehensive financial service that integrates banking, card payments, finance, online securities, and insurance functionalities within a seamless application. Since its inception, Olive has focused on improving usability and customer experience, ensuring that each user can efficiently manage their financial activities in one place.

Conclusion

By combining credit card investments with the Olive platform, Mitsui Sumitomo Bank and Mitsui Sumitomo Card are paving the way for a new era of financial management, empowering users to maximize their investment potential and earn rewards, making it a smart choice for modern asset management.