MANTL and Taktile Join Forces to Revolutionize Credit Decisioning for Community Financial Institutions

MANTL Partners with Taktile to Elevate Community Banking

In an exciting development for community banks and credit unions, MANTL, a frontrunner in loan and deposit account opening technology, has joined forces with Taktile, an innovative decision-making platform. This collaboration aims to fundamentally enhance credit underwriting and decision-making processes, empowering financial institutions with automated, flexible tools that streamline operations and drive growth.

The Integration: A Game Changer for Financial Institutions

The integration of MANTL's loan origination system with Taktile's sophisticated decision platform allows community banks and credit unions to automate credit decisions efficiently. This integration is particularly significant as it enables these institutions to implement real-time credit policies without needing extensive engineering resources, making it a vital tool for accelerating their loan growth and operational efficiency.

With Taktile, community banks can make credit decisions up to ten times faster, reducing the need for manual underwriting by an impressive 90%. This not only accelerates the lending process but also significantly cuts down on the engineering resources required—saving institutions up to 75% in development costs.

Customer-Centric Approach

David Black, Executive Vice President and COO at Embers Credit Union, expressed his enthusiasm about this partnership, stating, "We’re excited to have this level of control at our fingertips. MANTL continues to provide us with access to innovative solutions that empower us to differentiate ourselves in the marketplace with confidence. Tools like Taktile give our staff the opportunity to leverage best-in-class technology to scale our loan growth and deliver meaningful value to our members." This sentiment encapsulates the potential transformations that can occur when community banks are provided with advanced technological tools.

Key Benefits of the MANTL-Taktile Partnership

1. Automated, Flexible Lending Decisions: By merging MANTL’s loan origination capabilities with Taktile's decision-making strengths, financial institutions can swiftly process loans and eliminate common bottlenecks.
2. Self-Service for Risk Teams: Risk and credit teams will have direct control over underwriting logic, enabling them to make real-time adjustments without needing external assistance.
3. Continuous Optimization: The integrated platform allows institutions to test, learn, and refine their credit policies seamlessly, ensuring they can consistently adapt to market changes.

Benjamin Conant, co-founder and CTO at MANTL, noted, "Community banks and credit unions are under pressure to grow loans while maintaining rigorous risk oversight. MANTL is changing how these institutions originate loans by automating the entire process—from verification and document collection to underwriting, core booking, and approval. With Taktile, we are minimizing friction in the credit decision process and providing a scalable way for institutions to increase lending efficiency, which is essential in today's competitive landscape."

The Future of Community Banking

MANTL’s integration with Taktile underscores its commitment to offering regional banks and credit unions access to cutting-edge banking technologies. As MANTL continues to grow, integrating with major core banking systems and collaborating with over 50 fintech providers will enhance the capabilities available to community banks and credit unions.

The decision to utilize Taktile technology is pivotal, particularly as both companies seek to support financial institutions in redefining their roles in the marketplace. By focusing on automation and seamless workflow integration, they are setting the stage for a new era of efficiency in community banking.

Founded in 2016 and acquired by Alkami Technology, Inc. in March 2025, MANTL has a track record of enabling financial institutions to open accounts rapidly, boasting transaction times of under five minutes for consumers. For Taktile, a leader in AI-driven decision management, this collaboration marks another step forward in facilitating innovative financial solutions that significantly enhance the risk management strategies of its clients across the customer lifecycle.

In conclusion, as MANTL and Taktile pave the way for automation in credit decision-making, community banks and credit unions are well-positioned to leverage these advanced tools to meet their growth targets while preserving rigorous risk management standards. This partnership not only represents a technological advancement but also showcases the evolving landscape of financial services aimed at better serving members and clients.

To learn more about MANTL, or to schedule a demo of their integrated services, visit MANTL's website.