#Japan #Tokyo #SBI Sumishin #Virtual Office 1 #GMO Aozora

Survey Overview

Virtual Office 1, which operates virtual offices in Shibuya, Chiyoda, and Hiroshima, conducted a survey regarding the creation of corporate bank accounts among small and medium-sized enterprises (SMEs). The survey focused on users who established new corporations while utilizing the services of Virtual Office 1. Here we share the insights and results from this research that spanned over three years.

Survey Details

The survey was carried out over a period extending from July 1, 2022, to July 29, 2025. It gathered responses from a sample of 302 individuals, specifically targeting those who opened a new corporate account as a part of their business setup using our Shibuya and Hiroshima branches. The methodology incorporated collecting data on the total number of bank account opening notifications received by our offices from various banks.

Key Findings

The results revealed significant trends regarding SMEs' tendencies towards online banking versus traditional brick-and-mortar banks:

• - A remarkable 90.5% of corporate accounts opened were online accounts, signifying a clear inclination towards digital banking solutions.
• - The most favored bank for corporate accounts was GMO Aozora Net Bank, claiming 46.4% of the total accounts opened. Following closely was Sumitomo Mitsui Trust Bank, with 25.5%.
• - At the regional level, the Hiroshima branch exhibited a higher percentage of accounts established with local banks and credit unions.

Breakdown of Corporate Account Openings

The distribution of corporate account openings is as follows:
1. GMO Aozora Net Bank: 46.4%
2. Sumitomo Mitsui Trust Bank: 25.5%
3. Rakuten Bank: 5.3%
4. Mitsui Sumitomo Bank: 4.6%
5. Mitsubishi UFJ Bank: 3.0%

In the Shibuya branch, which had a 90.5% ratio of online account openings:
1. GMO Aozora Net Bank: 51.7%
2. Sumitomo Mitsui Trust Bank: 26.0%
3. Rakuten Bank: 5.4%
4. Mitsui Sumitomo Bank: 5.4%
5. Mitsubishi UFJ Bank: 3.7%

Comprehensive Reports and Additional Insights

For those interested in further details, including insights on opening rates in Hiroshima and comprehensive discussions surrounding the findings, the complete survey report is available online at Virtual Office 1.

Context on Virtual Office 1

Virtual Office 1 is strategically located in key areas of Tokyo and Hiroshima, including Shibuya and Chiyoda, making it a hub for entrepreneurs and freelancers aiming to establish their businesses in thriving locations. With our services, newcomers have the flexibility to efficiently set up their corporate presence without the need for physical premises.

• - Shibuya Location: 1-16-6 Dougenzaka, Shibuya, Tokyo. Just a 5-minute walk from Shibuya Station.
• - Jimbocho Location: 2-10-31 Kandasurugadai, Chiyoda, Tokyo. Mere minutes from major train lines.
• - Hiroshima Location: 1-1-20 Ote-machi, Naka-ku, Hiroshima. A perfect spot for businesses in the Chugoku and Shikoku regions.

Our main company, also known as Virtual Office 1, is committed to providing unparalleled virtual office solutions, catering to the needs of modern entrepreneurs, thereby fostering their business journeys.

For more information about our services or to apply online, please visit standard Virtual Office URLs.