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Denmark Ranks First Again in 2025 FM Resilience Index

In a revealing assessment of global business climates, Denmark has been ranked first in the 2025 FM Resilience Index, marking its dominance for the second consecutive year. This index, released by commercial property insurer FM, evaluates the resilience of business environments across 130 countries and territories, focusing on factors that include productivity, education quality, and robust cybersecurity measures.

This year's index has introduced enhanced data on cybersecurity risks, providing a more comprehensive view of the challenges businesses face today. The inclusion of proprietary FM data allows companies to gain valuable insights into how well they can navigate potential cyber threats, which have become increasingly critical in a landscape characterized by rapid technological advancements like artificial intelligence and industrial automation.

Denmark's position at the top is attributed to its educational system and high productivity, complemented by a strong approach to cybersecurity. These elements are critical as businesses worldwide grapple with macroeconomic challenges, including inflation, political instability, and physical risks like climate change and natural disasters.

Following Denmark in the rankings are Luxembourg, Norway, Switzerland, and Singapore, indicating a strong showing from European and certain Asian nations. Notable mentions in the top ten list include Sweden, Germany, and Finland, with the United States appearing in Zone 3.

The 2025 FM Resilience Index not only showcases the relative strengths of various nations but also highlights significant shifts in the global economic landscape. For instance, Ghana, Nigeria, and Rwanda have made substantial gains, while countries like Lebanon and Argentina have faced declines. The latter's drop has been notably linked to political unrest and economic volatility, underscoring the intricacies of maintaining business resilience in challenging times.

According to Leo Kushner, FM's staff vice president, the index serves as a vital tool for businesses aiming to understand and navigate the complexities of an ever-evolving world. Firms utilize these insights to guide strategic decisions regarding site selection, supply chain management, and loss prevention. Moreover, the index allows stakeholders to assess the health and agility of business environments globally.

The updated cybersecurity metrics this year leverage both FM's proprietary data and existing information from global benchmarks, offering businesses unparalleled visibility into cyber risk factors. For organizations planning new operations or seeking to mitigate risks, understanding these nuances can be a game changer—especially as businesses become more interconnected digitally.

Cybersecurity has emerged as a focal point in 2025, with countries like Qatar and the United Arab Emirates featuring prominently in the top ten for cybersecurity resilience—a shift that acknowledges the growing importance of digital security in business operations.

The index stands as an interactive online tool, essential for companies looking to make informed decisions about facility construction, market expansion, and supplier sourcing. It also suggests that businesses ranked in the top half of the index tend to recover from property losses over 30% faster than those in lower brackets, reflecting a direct correlation between ranking and resilience.

In summary, the 2025 FM Resilience Index identifies key indicators for businesses around the world in a landscape where uncertainty is prevalent. The insights gained from this index can empower organizations not only to survive but also to thrive amid adversity. Denmark's continued leadership in this area reinforces the notion that thorough preparation and strategic foresight are paramount in building resilient business environments around the globe.

About FM

Founded nearly two centuries ago, FM is a leading mutual insurance company committed to enhancing business resilience through extensive scientific research and engineering expertise in property risk management. Representing numerous global entities, including one in four Fortune 500 companies, FM helps clients make informed risk management decisions to promote business continuity and disaster prevention.