Navigating Mortgage Hardship: The Launch of Nimbai Hotnavi Support Service

In an effort to assist those facing challenges with mortgage repayments, the Japan Real Estate Association has officially launched a new information site named Nimbai Hotnavi (ninbai-hotnavi.com). This platform is designed specifically for individuals who are experiencing difficulties in meeting their mortgage obligations, providing crucial resources and guidance on exploring the option of deed-in-lieu of foreclosure.

What is Nimbai Hotnavi?

Nimbai Hotnavi is a comprehensive support platform that aims to educate users about the deed-in-lieu process, offering practical insights into resolving mortgage payment issues. The site includes a free consultation service, real-life case studies, and detailed explanations of necessary procedures to help individuals manage their financial circumstances effectively.

One of the standout features of Nimbai Hotnavi is its Mortgage Risk Diagnosis Page, which is available without registration. Users can quickly assess their situation by simply selecting their current status, allowing them to identify their risk levels associated with mortgage default. This easy-to-navigate tool simplifies the often overwhelming process of understanding one’s financial predicament.

Easy Risk Assessment

The Mortgage Risk Diagnosis tool on the site enables users to visualize their current risk based on their mortgage payment status (Risk Diagnosis Tool). By answering a few straightforward questions, users receive a five-point assessment indicating their level of risk and necessary countermeasures. The whole process can be completed in under a minute, providing crucial information on immediate actions that can be taken to mitigate potential risks.

Addressing Mortgage Default Issues

In addition to risk assessment, Nimbai Hotnavi offers access to a Mortgage Default Solutions Diagnosis Page (Solutions Diagnosis Tool), requiring no personal details from users. This feature allows individuals to explore various options available for managing and potentially rectifying mortgage default situations without the constraints of privacy concerns.

Importance of Early Intervention

The need for early intervention in mortgage troubles cannot be overstated. The association has received numerous inquiries from individuals who have only realized their precarious situation after allowing their debt to escalate. Nimbai Hotnavi aims to foster a proactive approach among homeowners, encouraging them to understand their financial standing and take timely actions to alleviate stress associated with mortgage defaults. By utilizing the resources available on this platform, more individuals can promptly grasp their situation and identify actionable steps.

About Japan Real Estate Association

The Japan Real Estate Association is an expert organization dedicated to solving challenges associated with mortgage loans. Specializing in various real estate transactions, including deed-in-lieu, intra-family sales, and leasebacks, the association leverages its extensive experience and knowledge to support clients individually. Collaborating with a network of professionals, including lawyers and real estate experts, they can address a broad spectrum of concerns.

All consultations through the association are offered free of charge. They adapt to clients' schedules, providing evening appointments on weekdays and weekends, as well as flexible meeting locations at clients' homes or workplaces for convenience.

For anyone grappling with mortgage-related issues, don’t hesitate to reach out for assistance. The association encourages you to take the first step towards resolution by contacting their free hotline: 0120-963-281. They are available year-round, providing nationwide support.