#Japan #Tokyo #AI Insurance #Insurtech #MOAT OS

Introduction

AI Data Corporation, based in Minato-ku, Tokyo, is transforming the insurance landscape with its latest product, AI InsurancePro on IDX. This next-generation InsurTech platform aims to make the insurance business more efficient and profitable. By utilizing specialized AI advisors across seven crucial domains, AI InsurancePro is ensuring a revolutionary shift in how insurance companies operate.

The Challenge in the Insurance Industry

Japan's insurance sector, boasting a colossal market size of approximately 50 trillion yen, faces significant operational challenges. The reliance on paper, fax, and subjective human judgment has led to yearly labor costs in underwriting, claims handling, and sales support amounting to hundreds of billions of yen. Consequently, these unstructured operational practices have resulted in structural problems such as fluctuating loss ratios, fraudulent claims, and untraceable customer complaints detrimental to profit margins. AI InsurancePro on IDX addresses these issues head-on, integrating AI-driven solutions to promote data-driven, reproducible insurance management.

Features of AI InsurancePro on IDX

AI InsurancePro on IDX comes equipped with several innovative features:

1. Seamless Integration with IDX Platform:
The platform securely integrates and manages underwriting, claims, sales, maintenance, fraud detection, customer service, and managerial data, enabling unified decision-making.

2. 24/7 Support from Expert AIs:
The system features specialized AIs for each area of the insurance business, providing continuous support for decision-making processes.

3. Optimal Performance Across Departments:
By employing a dual-advisor structure, the platform simultaneously maximizes departmental efficiency and overall corporate profitability.

4. MOAT OS (Competitive Advantage Accumulation System):
The system collects successful underwriting knowledge, customer interactions, and fraud detection patterns to strengthen competitive advantages as it is utilized.

Core Functionalities

AI InsurancePro on IDX leverages a generative AI, RAG, and VDR foundation called AI孔明 on IDX. The platform supports its operations with seven specially trained AI advisors:

• - Underwriting and Assessment Advisor:

Summarizes applications and medical reports, conducts RAG searches on past similar cases, and standardizes assessment quality.

• - Claims and Accident Advisor:

Summarizes accident and damage assessment reports, searches for similar cases, and streamlines payment processing.

• - Sales and Recruitment Advisor:

Summarizes customer hearing records, automatically generates product information, and enhances proposal creation efficiency.

• - Maintenance and Contract Advisor:

Aids in streamlining contract modifications and customer inquiries.

• - Risk and Fraud Advisor:

Organizes and summarizes suspicious cases while enhancing fraud detection accuracy.

• - Customer Service and Experience Advisor:

Supports the organization of complaints, creates FAQs, and improves customer satisfaction based on interaction history.

• - Management Advisor (AI PMO):

Assists in summarizing reports, analyzing performance data, and providing necessary materials for managerial decisions.

Value Proposition

AI InsurancePro on IDX aims to significantly enhance operational efficiency and improve service quality through:

• - A potential 20% improvement in loss ratios.
• - A 60% reduction in payment processing time.
• - An increased sales conversion rate of 30%.

Additionally, it seeks to eliminate reliance on individual judgment and standardizes operations, moving towards data-driven processes that support structural profitability improvements across the industry.

Target Market

The platform targets:

• - Life and non-life insurance companies focusing on streamlining underwriting and claims processes.
• - Insurance groups and holdings aiming for overall business optimization.
• - Insurance agencies and brokers seeking enhanced sales support and customer care quality.
• - Mutual aid associations and cooperatives eager for operational efficiency and profit improvement.
• - BPO, InsurTech firms, and SI providers striving for service enhancement and differentiation.

Launch Information

AI InsurancePro on IDX is set to be launched in mid-February 2026. Free trials and demo sessions will be conducted for participating businesses.

About AI Data Corporation

Founded in April 2015, AI Data Corporation has over 20 years of experience in protecting and utilizing data assets for businesses and individuals. With a client base exceeding 10,000 companies and over one million customers, the company's data ecosystem business has been consistently recognized for sales excellence. AI Data Corporation also excels in cloud data management, forensic investigations, and intellectual property support through its offerings.