#Romania #Instant Payments #Montran #SEPA #Cluj

Montran Expands SEPA Instant Payment Services Across Europe

Introduction

Montran, a global provider of payment infrastructure systems, has recently made headlines by announcing an enhanced availability of its consulting and connectivity services specifically tailored for SEPA Instant Payments across Europe. This strategic move signifies Montran's ongoing commitment to assist commercial banks throughout the continent as they prepare to meet regulatory deadlines under the EU’s Instant Payment Regulation (IPR).

Background

As of October 2025, all banks within the Eurozone will need to effectively send and receive SEPA instant payments, while non-Eurozone EU banks have until July 2027 to comply. To support this transition, Montran is broadening its established expertise—formerly focused on select markets—to include financial institutions across Europe, thereby ensuring that these banks can meet forthcoming compliance requirements efficiently.

Expanding Consulting Services

Montran's consultancy teams are positioned to offer comprehensive assistance to banks navigating the requirements of SEPA Instant Payments. Their services range from initial project definition through to complete implementation, which includes:

• - Analyzing SEPA Instant documentation
• - Evaluating message flows and business rules
• - Conducting workshops and internal training
• - Providing support for internal testing documentation
• - Ensuring continual assistance to project teams

With experience supporting over 30 banks on instant payment projects, Montran's consulting services are specifically designed to simplify complexities and accelerate readiness.

Enhanced Payment Connectivity Solutions

In addition to consulting, Montran is also broadening the deployment of its instant payment connectivity solutions. The Montran payment gateway—a scalable solution already in use by banks and central infrastructures—is now more broadly available across Europe. This solution facilitates direct connectivity with TIPS, EBA RT1, and local instant payment systems such as Romania’s SENT CPI.
Key features of this solution include:

• - Compatibility with instant payment systems in both euros and local currencies
• - Real-time monitoring and operational dashboards
• - High-volume transaction processing capabilities (up to 10 million transactions per day)
• - Flexible integration with existing core and digital banking systems

Montran ensures that this solution is delivered locally while being backed by the full support of both local and international teams.

Conclusion

Montran continues to lead as a provider of payment and capital market infrastructure solutions, serving major financial institutions worldwide with its vital services and operations in more than 90 countries. The expansion of support for SEPA Instant Payments not only underscores Montran's adaptability but also reinforces its dedication to helping financial institutions achieve regulatory compliance. For more detailed information about Montran and its offerings, visit www.montran.com.

Further Information

This expansion represents a significant step forward in achieving widespread adoption of instant payments, setting the stage for banks to comply confidently with imminent regulatory changes while enhancing their service offerings to customers across Europe.