#United States #San Mateo #FortressFire #BMS Group #EPIC Insurance

FortressFire, BMS Group, and EPIC Launch Wildfire Insurance Program

In a groundbreaking move to safeguard high-value collections from the escalating threat of wildfires, FortressFire has unveiled a new Fine Art Wildfire Insurance Program in collaboration with BMS Group and EPIC Insurance Brokers & Consultants. This innovative program is tailored specifically for affluent property owners whose collections range from $5 million to $250 million, particularly in California, where the wildfire risk has become critically urgent.

For many years, owners of exquisite private collections have grappled with the lack of adequate insurance solutions that truly address their unique needs. Traditional homeowners' insurance policies often fall short, especially for those living in high-risk wildfire zones, leaving many assets vulnerable. Recognizing this pressing issue, FortressFire, a prominent player in wildfire analytics and property protection, set out to create a comprehensive wildfire protection strategy that encompasses more than just conventional insurance.

Comprehensive Coverage and Tailored Solutions

The Fine Art Wildfire Insurance Program aims to bridge a significant gap in the current insurance market by offering a full-spectrum solution. Unlike standard policies, this program combines advanced scientific risk assessment with personalized services geared toward preventing potential losses.

Key features of the program include:

• - Data-Driven Risk Evaluations: Leveraging FortressFire's proprietary fire physics models, the program conducts thorough assessments of individual properties to determine their wildfire vulnerability.
• - Concierge-Level Mitigation Planning: Clients receive tailored strategies for strengthening their collections against fire threats, with recommendations based on onsite inspections and ongoing monitoring.
• - Year-Round Property Management: The insurance plan includes a subscription model that ensures continuous oversight of the property, with seasonal service visits and inspections triggered by extreme weather conditions, so clients always remain prepared.

Michael Ashker, Chairman and CEO of FortressFire, emphasized the importance of safeguarding not only property but also peace of mind. "Wildfire risk has become a defining concern for owners of irreplaceable private collections. This program is a first-of-its-kind collaboration that blends science, service, and insurance innovation."

Making Preparations Rewarding

One noteworthy element of this new insurance program is its connection to wildfire readiness. The final coverage is contingent upon verified wildfire preparedness measures, rewarding clients who proactively take steps to mitigate their risks. This creates a pathway to insurability that benefits both property owners and insurers alike by reducing overall exposure.

Nick Trowbridge, Marine and Fine Art Lead at BMS Group, added that the evolving climate crisis necessitates a reevaluation of insurance frameworks. “In the wake of this year's devastating LA wildfires, it's clearer than ever that the insurance industry must evolve to meet a new era of climate-driven risk. We’re delighted to have partnered with FortressFire and EPIC on this program, which we anticipate will be well-received by brokers for California's—and the wider USA's—fine art collectors.”

Opportunities for Previously Uninsurable Assets

The inception of the Fine Art Wildfire Insurance Program also opens opportunities for numerous high-value assets and properties that were considered uninsurable until now. Kevin Daley, President and Private Client Leader at EPIC, pointed out that too many valuable assets have remained under-protected due to the wildfire insurance crisis. This program signifies a step towards solving that pressing issue and fostering a culture of proactive risk management among clients.

The program officially launched in June 2025 and is currently available in select high wildfire risk regions in California and other western states. Property owners seeking more information or wishing to enroll their properties can reach out to EPIC or visit FortressFire’s website.

In conclusion, as the frequency and intensity of wildfires increase, innovative insurance solutions like the Fine Art Wildfire Insurance Program emerge as essential tools for protecting valuable collections. The collaboration among FortressFire, BMS Group, and EPIC redefines the insurance landscape by prioritizing risk mitigation and allowing affluent collectors peace of mind for their treasured possessions.