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MONEX VISION: Elevating Asset Management through AI

Monex Securities, headquartered in Minato, Tokyo, has made remarkable advancements in its asset analysis service, MONEX VISION. As of June 22, 2026, the company has unveiled a significant update, incorporating a new feature called Personal Advice (beta version) that utilizes advanced generative AI technology. This innovation aims to better support individual investors with customized financial guidance tailored to their unique circumstances.

Background

The MONEX VISION service was developed to provide optimal asset planning support for each customer. As the needs of individual investors continue to diversify, the service has evolved to meet these demands. Historically, its advisory functions focused on asset status reviews and suggestions for diversified investments. However, the previous system faced challenges with its uniform approach to expression, which sometimes hindered customers' ability to make well-informed investment decisions.

To address this issue, Monex Securities has adopted generative AI technology. This results in delivering clear and comprehensive investment advice in a natural linguistic style that resonates more personally with users, enhancing their decision-making capabilities.

Overview of New Features

The newly introduced Personal Advice feature is designed with user convenience in mind. Unlike traditional systems requiring chat inputs, it automatically displays advice within the existing interface. This seamless integration allows users to receive actionable insights without consciously acknowledging the AI's role in providing such assistance. The guidance offered encompasses four primary perspectives, blending proprietary insights from Monex with data derived from mathematical models. Generative AI then articulates these insights into understandable language customized for each user.

1. Overall Advice

This component compares and analyzes the user’s current assets against their targeted portfolio, taking into account their age and investment goals.

2. Additional Purchase Advice

At the time of considering additional investments, the system suggests the most suitable asset allocations.

3. Rebalancing Advice

Users are presented with optimal strategies to correct any imbalances in their asset distribution.

4. Withdrawal Advice

Finally, this feature provides recommendations for efficiently managing future asset withdrawals or sales.

Currently, this feature is available exclusively in beta format for desktop users.

About MONEX VISION

MONEX VISION serves as Monex Securities' unique asset management and analysis tool. It evaluates customers' financial situations and proposes the most effective investment strategies. Utilizing cutting-edge theories, it automatically calculates the discrepancies between users' current holdings and their desired asset composition. Importantly, no special expertise is required to utilize this service; users can easily understand the diversification of their assets through intuitive graphs that illustrate potential improvements.

Clients holding accounts with Monex Securities can access this service free of charge.

For further details, please visit the Monex Securities website: Monex Securities Updates.

Monex Securities is committed to continuously enhancing its services to be even more user-friendly for all customers.

Important Information Regarding Transactions with Monex Securities

Investing in products offered by Monex Securities carries the risk of capital loss or exceeding loss due to price fluctuations. Before investing, please ensure that you thoroughly read the provided documents and prospectus before entering into any contracts.

About Monex Securities Co., Ltd.

Monex Securities is a registered financial instruments dealer under the Financial Services Agency (Registration No. 165). The firm is a member of various associations, including the Japan Securities Dealers Association and the Japan Cryptocurrency Exchange Association.