#USA #Financial Technology #Jack Henry #Monett #Cobalt Awards

Celebrating Innovation: The 2026 Cobalt Award Winners

On October 21, 2026, Jack Henry® proudly announced the recipients of the prestigious Cobalt Awards, an honor recognizing outstanding financial institutions and fintechs that are leveraging technology and innovation to foster positive community impacts. This year, six extraordinary organizations were recognized for their commitment to enhancing financial access and empowering clients toward financial freedom.

The award winners were unveiled during the annual Jack Henry Connect conference, a significant event for clients and partners to explore the future of financial technology. This year’s honorees include: Local Bank, Numerica Credit Union, FirstBank, Kitsap Credit Union, Array, and Moov, each standing out for their unique contributions to operational excellence and improved financial outcomes.

The 2026 Award Categories

The Cobalt Awards are segmented into three primary categories, each representing a unique aspect of financial innovation:

1. The Barrier Breakers

This category celebrates institutions that are dismantling obstacles to financial health. Winners include:

• - Local Bank: Their initiative expanded financial literacy and access within Native American communities through the integration of digital banking technology and community outreach efforts.
• - Numerica Credit Union: Their innovative micro-savings solution helped members save nearly $500,000 within just six months, making the saving process automatic and more accessible.

2. The Changemakers

Recognizing achievements in utilizing technology, this category honors winners who have demonstrated outstanding service and innovation:

• - FirstBank: They effectively adopted Jack Henry's open integration model to create a custom authentication platform that significantly reduced contact-center fraud while enhancing efficiency.
• - Kitsap Credit Union: With the introduction of intelligent automation, they transformed their loan quality control process, achieving 100% review coverage and boosting operational efficiency.

3. The Integrators

Highlighting fintechs that bridge service delivery and technology to enhance financial outcomes, this category awarded:

• - Array: Their embedding of financial wellness capabilities within digital banking experiences has empowered consumers to monitor, manage, and improve their financial health.
• - Moov: By partnering with Jack Henry, Moov delivered embedded payment solutions that enhanced the speed and ease of money transfers for consumers and small businesses alike.

Each of the winners will be showcased in dedicated case studies, providing insights into their journeys, achievements, and the technologies that paved their paths to success. For a comprehensive look at these inspiring stories and to learn more about the 2026 winners, visit jackhenry.com.

About Jack Henry & Associates, Inc.

Jack Henry® (Nasdaq: JKHY) is a leader in financial technology, connecting institutions with the communities they serve. As an S&P 500 company, Jack Henry focuses on collaboration, user-centered design, and providing an extensive ecosystem of modern capabilities. The company has been at the forefront of technological solutions for over 50 years, empowering more than 7,200 clients to innovate and compete successfully. Jack Henry believes in people-inspired innovation and insight-driven solutions to help diminish barriers to financial health.

In their commitment to transparency, Jack Henry warns that certain statements related to growth and innovation are forward-looking and subject to risks that may lead to different outcomes than anticipated. Full details can be found in their SEC filings.