#Singapore #B2B Payments #SUNRATE #FXC Intelligence

Revolutionizing B2B Payments: The Role of AI and Stablecoins

In a groundbreaking announcement at the Singapore FinTech Festival 2025, SUNRATE revealed their latest white paper titled AI and Stablecoins' Transformation of the Global B2B Payments Experience, created in collaboration with FXC Intelligence. This report delves into how advances in technology, particularly artificial intelligence (AI) and stablecoins, are set to revolutionize the landscape of global B2B payments.

The Future of Payments: Automation and Growth

According to data from FXC Intelligence, the market for B2B cross-border payments is on track to reach an astounding USD 47.8 trillion by 2032, with a compounded annual growth rate (CAGR) of 5.3%. This growth is underscored by a pivotal change in the way businesses handle payments, as automation takes the forefront. As SUNRATE co-founder and CEO Paul Meng noted, the integration of traditional payment methods with decentralized technologies is essential to creating a reliable global payment ecosystem.

A New Era for AI in Payments

The white paper emphasizes that AI has entered what is termed the 'performance phase.' This shift is no longer theoretical, as teams across treasury, risk, and marketing sectors are reporting productivity increases of two to three times their previous levels. AI agents are transforming operations by gathering real-time data, streamlining processes, and ensuring consistent information dissemination.

Accelerated Adoption of Stablecoins

The paper highlights the rapid yet uneven adoption of stablecoins in various markets. These digital currencies are enabling cross-border flows, especially in emerging markets where traditional systems may struggle. While fiat systems in developed countries might allow for near-instant transactions at minimal costs, stablecoins unlock greater efficiency in regions that face more friction in their payment infrastructures.

Beyond Currency: Blockchain's Wider Applications

The potential applications of blockchain technology extend far beyond merely facilitating currency exchanges. From enabling seamless know-your-customer (KYC) processes to issuing tokenized deposits by banks, blockchain is set to streamline reconciliation processes and eliminate discrepancies in financial statements, promising a clearer view into financial happenings.

The Intelligent Treasury: A Shift in Responsibilities

The paper illustrates a future where treasury functions will evolve from operational duties to supervisory roles. As Jonathan Wang, SUNRATE's Head of Corporate Development, pointed out, the expectation for T+1, T+0, or even real-time settlements is becoming standard. In this future, CFOs could manage transactions with the assistance of AI, facilitating swift negotiations and confirmations from blockchain systems within minutes.

SUNRATE's Commitment to Innovation

SUNRATE continues to be at the forefront of transforming global treasury operations through AI-driven infrastructures and innovative technologies. The platform enables businesses to thrive across 190+ nations, backed by a robust global network and technologically advanced APIs, further emphasizing their mission to bridge traditional and digital payment methods.

To explore the full insights and analysis presented in the white paper, interested parties are encouraged to download it from the SUNRATE website.

About SUNRATE

Founded in 2016, SUNRATE has emerged as a leading global payment and treasury management platform, catering to businesses across 190+ countries and regions. With headquarters in Singapore and multiple international offices, SUNRATE partners with prominent financial institutions to deliver comprehensive payment solutions. To learn more, visit https://www.sunrate.com/.