Atlantic Bay Mortgage Group Celebrates 30 Years of Growth and Community Service

Atlantic Bay Mortgage Group Celebrates 30 Years of Expansion and Impact

In the dynamic landscape of home financing, one company stands out for its commitment to both innovation and community service: Atlantic Bay Mortgage Group (ABMG). This Virginia Beach-based mortgage lender is commemorating its 30th anniversary this year, celebrating decades of growth, development, and a dedication to enhancing homeownership experiences.

A Journey of Transformation

Founded in 1996 as a modest four-person startup, ABMG has transformed into a major player in the mortgage industry. Today, the company boasts over 600 employees and a network of around 100 branches across 16 states, having provided services to more than 208,000 homeowners. This phenomenal growth is not merely a reflection of a successful business model but also the realization of a vision centered around empowering individuals and communities.

“There’s a profound sense of pride in what we've accomplished together over the last thirty years,” stated CEO, Holland. “However, we are even more enthusiastic about our future endeavors, as we relentlessly strive to expand homeownership possibilities for families nationwide.”

Leading in the Mortgage Industry

As recognized leaders in the sector, Atlantic Bay ranks among the top 21 retail mortgage lenders in the United States. Their operational excellence was showcased in 2025 when they assisted over 12,100 homeowners and facilitated more than 2,000 electronic closings, solidifying their capability to reduce average closing times to under 26 days—significantly quicker than the industry standard.

Cultivating a Positive Work Culture

ABMG’s journey extends beyond numbers; it emphasizes fostering a supportive and enriching work culture. By establishing fundamental values—“We Genuinely Care,” “We Inspire Growth,” and “We Have Fun”—the company ensures these principles steer their service delivery, intra-team support, and organizational decision-making. Such a culture not only boosts employee morale but has also led to ABMG being repeatedly recognized as a top workplace, notably as the #1 Best Large Mortgage Company to Work for by National Mortgage News four years in a row.

Commitment to Community Engagement

At the heart of Atlantic Bay's operations lies a strong community engagement initiative. The company’s philanthropic arm, AB Cares, has raised over $2 million for various nonprofit organizations and community causes. This initiative includes an annual Week of Service, where employees dedicate time to volunteer for local projects, reinforcing their commitment to social responsibility.

In collaboration with organizations like the Roc Solid Foundation, ABMG has actively supported children battling pediatric cancer through playful initiatives such as constructing playsets and providing Ready Bags for families during hospital visits.

Embracing Technology for the Future

As the mortgage sector adapts to new technological trends, Atlantic Bay remains forward-thinking, keen to leverage advancements that enhance operational efficiencies and borrower experiences. From automation to artificial intelligence, the company acknowledges the continuous evolution within the industry, welcoming these developments while ensuring they maintain a personal touch in customer relations.

“While technology is reshaping our industry, it’s essential that it complements the human connection,” noted Holland, emphasizing the importance of trust and guidance during critical life moments such as homebuying.

Looking Ahead

With a solid foundation built over three decades, Atlantic Bay Mortgage Group is poised for a future directed towards sustained growth and impactful community service. Their legacy is not just measured in numbers but in the lives they touch and the opportunities they create for aspiring homeowners across the nation.

Conclusion

As Atlantic Bay celebrates its impressive 30-year milestone, the company looks forward not only to expanding its service reach but also to enhancing its values and community involvement. The path ahead is filled with promise as they continue to shape the future of homeownership for families across America.