#Japan #Tokyo #Gold Fund #Monex Securities #iDeCo

Monex Securities Introduces Gold Fund for iDeCo

Monex Securities Co., Ltd., headquartered in Minato, Tokyo, has announced that it will start offering the "Monex Gold Fund" under the individual defined contribution pension plan, iDeCo, beginning February 26, 2026. This fund, which invests primarily in gold, boasts one of the lowest trust fees in Japan among domestic publicly offered investment trusts that focus on gold.

Background of the Launch

Since launching its iDeCo services in September 2017, Monex Securities has aimed to create an environment that enables individual investors to steadily accumulate assets. The selection of products is based on the performance and costs of funds, ensuring that clients receive assistance in their asset formation processes. The new Monex Gold Fund is a publicly offered investment trust without currency hedging, designed to keep operational costs at a minimum, aligning with the diverse needs of clients looking to diversify their investments.

With the inclusion of this gold-focused fund, Monex Securities will now offer 29 different products through its iDeCo service. The fund is designed to achieve investment results similar to those of gold physical price fluctuations through investments in ETFs or ETCs linked to the LBMA gold price index.

Features of the Monex Gold Fund

The Monex Gold Fund has an annual management fee that ranges between 0.1538% and 0.1838%, which is competitive in the current market (as of February 26, 2026). Importantly, this fund is not exclusive to iDeCo; it is also available for purchase through general securities accounts and NISA accounts, providing more options for investors.

Understanding iDeCo

The individual defined contribution pension plan, iDeCo, allows participants to choose their investment products. The future pension benefits are determined based on the investment performance of these chosen products. This personalized approach to retirement planning positions iDeCo as an attractive option for those wishing to take charge of their retirement investment strategies.

Key Features of Monex Securities' iDeCo

1. No Operation Management Fees: Monex Securities offers a unique advantage by eliminating management fees that typically accumulate monthly at financial institutions, allowing users to focus solely on their investments.

2. A Wide Range of Low-Cost Products: iDeCo at Monex offers a wide selection of 29 products that are tailored for long-term stability and low costs, ensuring that investors can access reliable options (as of February 26, 2026).

3. Comprehensive Investment Support: The company provides dedicated iDeCo support through specialized staff and a robo-advisor that can help novice investors select the best products for their needs.

Selection Criteria for iDeCo Products

Monex Securities bases its product offerings on several key principles:

• - Strong Performance: For active funds, careful selection is made based on historical performance that can be sustained over time after accounting for expenses.
• - Cost Efficiency: Passive products are chosen based on their management fees, ensuring they remain competitive within the industry.
• - Diversity of Offerings: A broad spectrum of funds, including equities, bonds, REITs, and gold, is available, making it suitable for various investment strategies aimed at long-term wealth accumulation.

For further details about the new Monex Gold Fund and to explore the complete list of investment options, please visit the Monex Securities website here.

Important Notices

Monex Securities makes it clear that investments involve risk, including the potential loss of principal. Investors are encouraged to carefully read the provided documents and understand the risks before proceeding with their investments.

About Monex Securities

Monex Securities operates under the oversight of the Kanto Local Finance Bureau and is a member of several financial regulatory associations, ensuring compliance and governance in its advisory services. Additionally, Monex Asset Management is also registered under the same regulations, focusing on investment strategy advisory.