Ping An Achieves MSCI AAA ESG Rating, Leading Insurance Sector in Asia-Pacific for Four Years

Ping An's Commitment to Sustainability and Leadership in ESG

Recently, Ping An Insurance (Group) Company of China, Ltd. was recognized for its exceptional commitment to Environmental, Social, and Governance (ESG) practices by receiving the prestigious MSCI AAA rating for 2025. This accolade honors Ping An's robust performance in sustainable development and responsible investment, establishing it as a benchmark in the insurance sector across the Asia-Pacific region for the fourth consecutive year.

The MSCI rating highlights Ping An's dominance in six vital ESG categories: Human Capital Development, Privacy & Data Security, Access to Finance, Financing Environmental Impact, Responsible Investment, and Corporate Behavior. This success not only positions Ping An as a leader but also reflects its dedication to integrating sustainable practices into its core operations.

Enhancing Financial Inclusion Initiatives

In its ongoing effort to support financial inclusion, Ping An unveiled its "Policy Statement on Financial Inclusion (2025)". This initiative aims to expand access to quality financial services across various demographics. By mid-2025, Ping An has already provided support to nearly 973,000 micro and small enterprise loan clients, which resulted in a cumulative outstanding balance of inclusive loans near RMB 499.524 billion.

Moreover, Ping An Property and Casualty played a pivotal role in delivering RMB 189 billion in risk protection to more than 1.6 million micro and small businesses, reflecting the Group’s significant impact on fostering social welfare through proactive financial strategies.

Driving Green Finance Forward

Ping An's approach to green finance exemplifies a systematic effort towards low-carbon industrial transformation. By June 2025, the Group's total insurance fund allocated to green initiatives reached RMB 144.482 billion, while green loans stood at RMB 251.746 billion. The premium income from green insurance totaled RMB 55.279 billion during the first nine months of 2025, reinforcing China's vision for achieving peak carbon emissions by 2030 and becoming carbon neutral by 2060.

Commitment to Responsible Investment

Ping An continues to integrate ESG factors into its investment process. By becoming the first asset owner to join the UN Principles for Responsible Investment (PRI), the Group has refined its Policy Statement on Responsible Investment for 2025, enhancing transparency in investment decisions. As of mid-2025, Ping An reported that its responsible investments had soared to nearly RMB 1,017.407 billion across various initiatives, including green, social, and inclusive investments.

Elevating Information Security Management

With the increasing relevance of data protection, Ping An has fortified its information security protocols. In 2025, the company overhauled its "Policy Statement on Information Security" and "Policy Statement on Privacy Protection" to bolster customer data protection. Ping An increasingly engaged in simulated security drills to ensure organizational readiness against potential cyber threats, establishing a robust framework for handling data vulnerabilities.

Dedicated to Employee Development

Employee growth and workplace diversity remain prioritized goals for Ping An. In 2024, the Group committed around RMB 956 million towards training efforts, resulting in an average of more than 49 training hours per employee. Initiatives like the Policy Statement on Occupational Health and Safety and the Statement on Employee Rights issued in 2025 reaffirm Ping An's dedication to fostering diversity and promoting a healthy work environment. By the end of 2024, female employees represented 51% of the workforce, with 36% in senior management roles, highlighting significant strides towards gender equality in leadership.

Conclusion: A Vision for Sustainable Value

As a testament to its sustainable practices, Ping An’s subsidiaries, including Ping An Good Doctor, Ping An Bank, and Lufax, have also achieved notable AA MSCI ESG ratings. With sustainability at the core of its strategy, Ping An continuously strives to create enduring value for its customers, employees, shareholders, and society at large. Moving forward, the Group plans to enhance its technology-enabled dual-pronged strategy of "integrated finance + health and senior care," paving the way for a resilient and inclusive financial ecosystem that adheres to sustainability principles.