#USA #Dublin #Digital Infrastructure #Aon #Data Center Insurance

Aon Expands its Data Center Lifecycle Insurance Program

Introduction
In a groundbreaking move for digital infrastructure support, Aon plc has announced a substantial increase in its Data Center Lifecycle Insurance Program (DCLP). The expansion brings the total coverage capacity to an impressive $3.5 billion, further bolstering the firm's commitment to securing vital digital assets against an array of operational risks.

What’s New?
As of April 15, 2026, Aon has added another $1 billion to the program, which now includes coverage for operational data centers that are transitioning from their first year of operations. This strategic enhancement ensures ongoing coverage into the long-term operations phase of these critical assets, which have become essential engines of innovation and economic growth.

Importance of Data Centers
With the ever-increasing reliance on digital infrastructure, data centers serve as foundational pillars for connectivity and economic development. According to Joe Peiser, CEO of Risk Capital at Aon, the growing complexity and importance of these facilities necessitate a focus on resilience from the outset. By expanding DCLP to include existing operational data centers, Aon aims to equip clients with the tools necessary to anticipate and mitigate risks effectively.

Program Highlights
The enhanced DCLP offers an integrated multi-line insurance solution targeting various interconnected risks faced by data center owners and investors, including:

• - Coverage of Up to $3.5 Billion: This includes Construction All Risks, Delay in Start-Up (DSU), and Operational Property Damage/Business Interruption coverage.
• - Cybersecurity Protection: Available coverage for cyber and technology-related events is now up to $400 million, providing peace of mind through options like non-damage cyber DSU and ransomware safeguards.
• - Third-party Liability: Increased global coverage of up to $200 million, along with an additional $100 million available in the United States.
• - Transport Insurance: Project cargo and transport insurance are available, contributing up to $500 million to mitigate risks during transit.
• - Risk Engineering Services: Access to risk engineering and cyber impact modelling will be provided via Aon’s Global Risk Consulting team, assisting clients in navigating potential exposures.

Targeting Digital Transformation
The DCLP’s latest iteration is well-aligned with the accelerating global investments in cloud computing, artificial intelligence, and hyperscale infrastructures. Such investments are indicative of how vital data centers have become. As these facilities grow larger and more capital-intensive, ensuring clear strategies for resilience will be critical to supporting their ongoing functionality and security.

Aon’s Integrated Approach
Aon's DCLP embodies a holistic approach to managing risk, blending comprehensive insurance solutions with expert analytic capacity and a range of consultancy services. By leveraging a panoply of A-rated insurers from global markets, Aon can deliver secure insurance capacity at scale, helping clients make informed decisions regarding their long-term infrastructure investments.

Conclusion
This expansion of Aon's Data Center Lifecycle Insurance Program is a testament to the firm’s commitment to leading the way in safeguarding digital infrastructure. As the need for resilience and robust coverage continues to grow, Aon’s focus on operational continuity and security ensures that clients can confidently invest in their digital futures. With Aon as a partner, organizations can navigate the complexities of risk more effectively while building a resilient foundation for innovation and connectivity.