Third Coast Bank Strengthens Corporate Banking with New Leadership Appointment

In an exciting move that positions Third Coast Bancshares, Inc. to enhance its corporate banking operations, the bank announced the appointment of Bernardo "Bernie" Lacayo as Executive Vice President and Head of Corporate Banking. This announcement was made effective immediately by the bank, which operates primarily in the key economic regions of Texas. Lacayo, who joined Third Coast earlier this year in March 2026, brings over three decades of diversified banking and financial services experience to the role.

Lacayo expressed his enthusiasm for joining Third Coast, a bank recognized for its growth-oriented approach and commitment to client relationships. He noted, "The bank has built a remarkable leadership team with extensive industry insight and a real dedication to serving as trusted advisors to our clients. Together, we have an opportunity to create a distinctive corporate banking platform that offers sophisticated solutions while maintaining the personal touch that differentiates Third Coast."

The appointment of Lacayo comes at a crucial time as Third Coast aims to expand its corporate banking capabilities to better serve its clients and meet the growing needs of larger and more complex businesses nationwide. With a robust strategy focused on building relationships with middle-market firms, Lacayo will lead the way in executing the bank's vision for expansion.

Bill Bobbora, Chief Banking Officer at Third Coast, stated that Lacayo is an exceptional addition to the organization, highlighting his extensive experience in developing corporate banking businesses, as well as his ability to drive innovation. He emphasized how Lacayo’s expertise in identifying opportunities and collaborating across teams will be vital to achieving the bank's strategic growth objectives.

Lacayo’s career has predominantly flourished at CIBC Bank USA and its predecessor, The PrivateBank Trust Company, where he headed the loan markets sector. In his most recent role, he spearheaded teams dedicated to senior-debt syndications and solutions for junior-debt financing including mezzanine loans. Prior roles also saw Lacayo leading loan syndications, where he oversaw the origination and structuring of syndicated credit facilities across various sectors.

Before joining Third Coast, Lacayo held significant leadership roles at Citizens Financial Group, where he was instrumental in establishing middle-market banking teams in multiple states. His career began at LaSalle Bank, where he gained comprehensive experience across various banking functions including credit administration and business development.

Armed with a Bachelor of Business Administration degree in Finance and Psychology from the University of Notre Dame, Lacayo's educational background complements his vast professional experiences, allowing him to navigate the complexities of corporate banking successfully.

As Third Coast Bank gears up to enhance its banking platform, it is crucial to recognize that the foundation of its operations lies in the relationship-driven service model that has consistently set the bank apart in a competitive financial landscape. The ongoing investments into its corporate banking structure are designed to develop specialized lending capabilities, ensuring clients receive personalized service while leveraging sophisticated financial tools.

Given Lacayo’s wealth of knowledge and strategic vision, Third Coast expects to broaden its outreach among middle-market companies and strengthen its already robust relationships throughout Texas and beyond. The leadership transition can potentially yield a more agile and responsive banking environment that caters effectively to evolving client demands.

The move signals not just a change in leadership, but also a pivotal moment in the bank's commitment to growth and service excellence. As Third Coast Bank continues to forge deep connections within the marketplace, it stands ready to navigate the complexities of corporate financial solutions, confident in its ability to deliver on the promises of its leadership vision.

For more information regarding Third Coast Bancshares and its operations, interested parties can visit the official website at Third Coast Bank.