#USA #Sarasota #Financial Strength #AM Best #FCCI Insurance Group

FCCI Insurance Group Receives Excellent Financial Strength Rating from AM Best

FCCI Insurance Group, renowned for its dedication to providing quality insurance services, has once again been recognized for its financial strength by AM Best, a leading global credit rating agency. On June 3, 2026, AM Best affirmed the Financial Strength Rating of A (Excellent) for FCCI Insurance Company and its associated insurers, reflecting the company’s robust financial health and stable outlook.

Strong Financial Performance

The affirmation highlights FCCI's impressive balance sheet, indicating strong risk-adjusted capitalization well within the optimal range, as measured by the Best's Capital Adequacy Ratio (BCAR). The organization’s reliable operating performance, alongside effective risk management strategies, contributes to this sturdy financial standing.

Cina Welch, the President and CEO of FCCI Insurance Group, expressed pride in this recognition, stating, "We are proud that AM Best continues to affirm our financial strength and stability. This rating reflects our disciplined approach and underscores our commitment to delivering on the promises we make to our policyholders, agents and partners."

Since being upgraded from an A- rating in 2013, FCCI has consistently maintained its A (Excellent) rating, demonstrating its commitment to sustainable growth and effective underwriting practices. The Stable outlook from AM Best suggests that FCCI is likely to continue its trajectory of balanced growth, with ongoing surplus accumulation and profitable performance expected.

Financial Highlights for 2025

FCCI has shown remarkable growth in its financial results for 2025. This includes:

• - Total Assets: $3.6 billion
• - Direct Written Premium: $1.3 billion
• - Net Income: $122.4 million

These figures illustrate the company's strong market presence and the efficiency of its operations.

A Legacy of Trust and Reliability

Established in 1959, FCCI Insurance Group has built a formidable reputation by prioritizing the needs of its clients. The group operates through independent agents, distributing its commercial property and casualty coverage in 20 states and Washington, D.C. FCCI not only provides general commercial insurance but also specializes in various niche insurance products, ensuring comprehensive coverage for its clients.

FCCI is not just about numbers and ratings; they emphasize their commitment to the people they serve. By maintaining a high standard of service, FCCI has garnered trust and loyalty from policyholders, agents, and employees alike.

Headquartered in Sarasota, Florida, FCCI also has regional offices across several states including Georgia, Indiana, Mississippi, Texas, and Virginia, positioning itself close to its customers across the country. Over 67 years in the industry have enabled FCCI to cultivate deep relationships and a profound understanding of the complexities involved in providing insurance solutions.

As a company that exclusively writes insurance through independent agents, FCCI emphasizes the importance of local expertise in navigating the diverse needs of its clients, ensuring they receive tailored solutions. This approach, coupled with their solid financial backing, positions FCCI as a leading player in the insurance market, committed to fulfilling its promises.

Conclusion

With AM Best reaffirming the A (Excellent) rating, FCCI Insurance Group solidifies its position as a leader in the industry. The robust financial metrics, coupled with a clear commitment to client service, underscore the organization's dedication to maintaining excellence moving forward. As it continues to expand its reach and capabilities, FCCI remains a reliable choice for policyholders seeking protection and peace of mind in a changing economic landscape.

For further information, visit FCCI Insurance Group or contact at 800-226-3224.