LINKBANCORP, Inc. Reports Promising Third Quarter 2025 Earnings and Dividend Announcement

LINKBANCORP, Inc. Reports Strong Financial Results for Third Quarter of 2025

On October 27, 2025, LINKBANCORP, Inc. (NASDAQ: LNKB), the parent company of LINKBANK, announced its robust financial performance for the third quarter of 2025. The company celebrated notable growth in net income, recording $7.8 million, or $0.21 per diluted share. This marks an increase from last quarter, where net income stood at $7.4 million, or $0.20 per diluted share.

Significant Quarterly Highlights

LINKBANCORP's results paved the way for the Board of Directors to declare a quarterly cash dividend of $0.075 per share, slated for distribution on December 15, 2025, to shareholders of record as of November 28, 2025. This reflects the company’s commitment to returning value to its shareholders amidst strong financial performance.

Core Earnings Growth

The third quarter demonstrated a continued upward trend in core earnings growth. The adjusted pre-tax pre-provision net income reached $11.0 million, an increase from $9.8 million in the previous quarter and significantly up from $9.4 million a year ago. Notably, the annualized return on average assets slipped slightly to 1.04%, down from 1.05% in the second quarter but up from 1.00% in the prior year.

Tangible Book Value Increase

Furthermore, LINKBANCORP reported a year-over-year increase in tangible book value, which rose 16.92%, reaching $6.151 per share as of September 30, 2025, compared to $5.921 in the previous quarter and $5.261 last year. This positive trend in book value signifies the company’s strengthening capital foundation.

Deposit Growth

The total deposits also saw a remarkable increase of 8.62% from the prior quarter, amounting to $2.67 billion, compared to $2.46 billion as of June 30, 2025. This aggregate reflects a quarter-over-quarter growth of $211.7 million or an annualized rate of 34.19%, evidencing the bank's effective core deposit strategy.

Quality Loan Growth

In alignment with its robust deposit growth, LINKBANCORP experienced notable growth in its total loans, which climbed to $2.46 billion, compared to $2.36 billion at the end of the previous quarter. This represented a quarterly increase of $100.4 million or an annualized growth of 16.90%. The company is focusing on quality commercial loan growth, thereby enhancing its asset quality.

Expense Management

LINKBANCORP also managed to uphold disciplined expense management with a noninterest expense reported at $18.2 million, which represents an increase from $18.1 million in the previous quarter. The efficiency ratio improved to 62.25%, which is a promising indicator of cost management effectiveness.

Executive Commentary

Andrew Samuel, Chief Executive Officer of LINKBANCORP, expressed satisfaction with the results: “We are pleased to announce another strong quarter of record core earnings accompanied by robust growth in core deposits and quality loans that position us well for a strong finish to 2025 and increasing momentum into the new year.” He highlighted the contributions from each of their markets and the exceptional performance of the teams navigating through current market conditions.

Conclusion and Future Outlook

As LINKBANCORP continues to bolster its financials, investors and stakeholders can look forward to the upcoming dividend distribution and the company’s commitment to maintaining this growth trajectory. The data from the third quarter of 2025 is indicative of a healthy fiscal environment for LINKBANCORP, making it a strong contender in the banking sector moving into 2026.