#USA #Dallas #John Hancock #Majestic VUL 25 #M Financial

M Financial Launches Majestic VUL 25

M Financial Group has recently unveiled its latest offering, the Majestic Variable Universal Life 25 (Majestic VUL 25), created in collaboration with John Hancock. This new product marks a significant milestone in M Financial's ongoing quest to provide customized life insurance solutions tailored for the diverse financial needs of clients. The introduction of Majestic VUL 25 reinforces the company’s long-standing partnership with John Hancock and continues its tradition of innovation within the financial services industry.

Key Features of Majestic VUL 25

Majestic VUL 25 stands out with its client-centric design, aiming to equip policyholders with flexible options for long-term financial planning. Here are some of its main features:

• - Adaptable Solution: The product provides clients with a dynamic and cost-effective approach to life insurance. It not only offers a high-performing tax-free death benefit but also facilitates tax-advantaged cash value accumulation. This structure allows clients to access funds for their long-term financial aspirations effectively.

• - Investment Choices: Policyholders have the flexibility to allocate premiums through various investment options tailored to their risk appetite. They can choose from M Financial-exclusive investments such as the Bain Capital Equity Opportunities Fund, five indexed accounts that protect against downturns, and a fixed account that fosters cash value growth without direct market exposure.

• - Cash Value Enhancement Rider: This innovative rider enhances the early cash value potential irrespective of the funding levels. It effectively offsets any surrender charges, thereby giving clients better access to their funds during the earlier policy years.

• - Vitality Program Access: Majestic VUL 25 includes the John Hancock Vitality program, a remarkable initiative that rewards clients with discounts and incentives for health-conscious activities and choices. This integration promotes healthier living while providing financial benefits.

• - Living Benefits Options: To assist clients in addressing life's uncertainties, the plan encompasses a variety of optional policy riders. These include long-term care, disability, and chronic illness protection, offering peace of mind and security.

• - Guaranteed Bonuses: Investment accounts within Majestic VUL 25 will benefit from guaranteed bonus asset credits. The policy also features a 7- to 15-year no-lapse guarantee, safeguarding clients against early market volatility, alongside easy-to-understand policy reporting and advanced underwriting services exclusive to M Financial clients.

Remarks from Leadership

Russell Bundschuh, President and CEO of M Financial, expressed enthusiasm about the product's launch, stating, “Majestic VUL 25 continues our long tradition of innovation and development tailored to the evolving needs of our clients.” He further underscored the importance of their collaboration with John Hancock, highlighting how it has laid a strong foundation for M Financial's product offerings over the past 30 years.

Neal Kerins, Vice President of Product Development at John Hancock, also shared insights about this unique offering, emphasizing its potential to merge long-term wealth accumulation with the benefits of the Vitality program.

Availability and Further Information

The Majestic VUL 25 is now available for interested clients. To learn more about this innovative life insurance product, potential customers can reach out to local M Financial member firms or visit M Financial's website.

M Financial Group has significantly established itself as one of the key players in the financial services sector with a large network of member firms across the U.S. and the U.K., focusing on the unique needs of high-net-worth individuals, corporate executives, and successful entrepreneurs through tailored insurance solutions.

In conclusion, M Financial's introduction of Majestic VUL 25 symbolizes a strategic advance in client-focused life insurance products designed to empower individuals to realize their financial goals while ensuring substantial benefits for their loved ones.