#Japan #Tokyo #eG Services #E-Guarantee #Shonan Shinkin Bank

E-Guarantee Partners with Shonan Shinkin Bank

E-Guarantee Inc., headquartered in Minato-ku, Tokyo and led by President Kuninori Eto, has taken a significant step in expanding its influence in the financial services sector by signing a business matching agreement with Shonan Shinkin Bank, located in Yokosuka, Kanagawa, and directed by Chairman Seiichi Washio. This partnership aims to leverage the strengths of both entities to enhance the outreach of E-Guarantee’s services.

Overview of the Business Matching Agreement

The contract involves Shonan Shinkin Bank actively promoting E-Guarantee’s services, particularly the “eG Guarantee Service” along with “eG Collect” and “eG Pay.” Through this collaboration, the bank aims to serve its clientele more effectively by introducing new financial tools designed to manage credit risks and collection processes.

Strategic Rationale and Goals

E-Guarantee has identified partnerships as a crucial component of its growth strategy. Currently, the company boasts a network of over 100 enterprises, including financial institutions and corporations. The goal is to promote and expand its services further.

In light of recent trends such as rising raw material prices, labor shortages, and fluctuating interest rates leading to an increase in corporate bankruptcies, there is a heightened demand for robust credit risk management and streamlined collection services. By forging ties with local financial institutions like Shonan Shinkin Bank, E-Guarantee aspires to provide more effective solutions to regional businesses, thereby aiding their management stabilization and productivity enhancement.

Moreover, this partnership aligns with the Financial Services Agency's 'Regional Financial Power Strengthening Plan,' announced in December 2025. This plan advocates for local financial institutions to enhance their client support capabilities and improve their solutions offering through external collaborations.

Services Offered

eG Guarantee Service

The eG Guarantee Service is designed for clients who sign guarantee contracts with E-Guarantee. It provides coverage for uncollected receivables that may arise from business transactions, up to a specified payment limit, offering peace of mind to businesses.

eG Collect / eG Pay

The eG Collect and eG Pay services streamline inter-company transactions by handling the entire process of invoicing, payment management, and receivables collection. Clients can simply share billing information with the E-Guarantee group, outsourcing the entire operation. In cases of delayed payments from clients, E-Guarantee will cover the payment on behalf of the clients, mitigating the risk of uncollected debts within the agreed limits.

Detailed Overview of Shonan Shinkin Bank

• - Name: Shonan Shinkin Bank
• - Address: 2-2 Otaki-cho, Yokosuka, Kanagawa Prefecture
• - Representative: Chairman Seiichi Washio
• - Website: Shonan Shinkin Bank

About E-Guarantee Inc.

Founded in September 2000, E-Guarantee Inc. operates with the mission of 'Innovation in finance.' The company specializes in guaranteeing services and functions as a credit risk market where various companies can manage their financial risks. As of June 2026, E-Guarantee has conducted evaluations for approximately 360,000 businesses, with outstanding guarantees exceeding 2.7 trillion yen. The company employs qualitative and dynamic methods based on big data regarding payment statuses, diverging from traditional static evaluations by financial institutions. E-Guarantee is dedicated to evolving and providing innovative financial services to meet the needs of businesses.

Media Inquiries

For questions regarding this partnership, please contact:
E-Guarantee Inc. Public Relations & IR Team
Phone: 03-6327-3674
Email: [email protected]

E-Guarantee’s partnership with Shonan Shinkin Bank is poised to redefine local businesses' access to financial management solutions in today's complex economic landscape.