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Jewelers Mutual 2025 Collectibles Study: Jewelry Tops the List

In an eye-opening study released by Jewelers Mutual Group, the century-old insurer dedicated to jewelry, the findings from their 2025 Collectibles Study illuminate the world of collectors. With an impressive focus on the motivations, trends, and safeguarding preferences of those who collect, the research offers a thorough investigation into the jewelry sector and much beyond.

Key Findings of the Study

Conducted in February 2025, the study sheds light on a distinct passion that collectors exhibit towards their treasures. With a sample base of over 1,500 adults responsible for insurance decisions in their households across the United States, significant trends emerge. Notably, 40% of collectors place a value on their collections ranging between $10,000 and $50,000, indicating that collecting is far from a trivial hobby.

An intriguing statistic reveals that more than 60% of respondents dedicate up to six hours weekly to curate their collections. A glimpse into the emotional landscape of collecting shows that it transcends the mere possession of items; collectors are also drawn to the narratives and memories these items embody.

Jewelry: The Undisputed Favorite

Unsurprisingly, jewelry holds the top spot among collectibles, favored over other popular categories, which include watches and coins. The emotional resonance of these pieces, often tied to personal stories or family heritage, significantly influences their appeal. Jewelry not only symbolizes financial value but also harbors deep sentimental connections.

Risks Associated with High-Value Collections

However, with high value comes high risk. Alarmingly, nearly 40% of collectors reported incidents where items were stolen, damaged, or rendered unusable. Among those with insurance, a substantial 58% opted for specialized collectibles insurance, underscoring the necessity for tailored coverage that reflects the unique characteristics of these prized possessions.

Mike Alexander, President of Jewelers Mutual, emphasized the importance of protecting collections, saying, "Collections often represent years of dedication, personal milestones, and family heritage. Our goal is to help jewelry collectors safeguard not only the monetary worth of their items but also the emotional ties they foster."

Generational Insights on Insurance Education

The study delves deeper into the generational divide in understanding insurance for collectibles. Younger collectors, particularly those aged 19-20, tend to learn about insurance primarily through social media, demonstrating a modern shift in communication preferences. In contrast, older collectors, especially those aged 65 and above, still rely more on traditional methods, such as consulting with their insurance agents.

The Essential Call to Action

The findings of this study serve as a vital reminder for collectors. Whether a collection is worth a few hundred dollars or several hundred thousand, Jewelers Mutual advocates for collectors to ensure their valuables are comprehensively insured to protect against potential loss, theft, or damage.

For further information and insights drawn from the 2025 Collectibles Study, including practical tips on how to protect and insure your jewelry collection, you can visit JewelersMutual.com/2025-collectibles-study.

Conclusion

The 2025 Collectibles Study not only highlights the prominence of jewelry in the collectibles market but also serves to educate collectors on the importance of protecting their cherished items. As passion drives collections, the right protection ensures that their stories endure across generations.

About Jewelers Mutual Group

Founded in 1913 by a group of Wisconsin jewelers, the Jewelers Mutual Group was created to cater to the unique insurance requirements of jewelers. Over the years, consumers have come to trust Jewelers Mutual to safeguard their jewelry and the special sentiments attached to each piece. Their dedication to innovation continues to support the industry, adapting to the evolving needs of jewelers and collectors alike.

For more information about their offerings and history, visit JewelersMutual.com.