#United States #Memphis #First Horizon #Ray Cenolli

First Horizon Bank Welcomes Ray Cenolli as Retail Banking Executive

First Horizon Bank, based in Memphis, Tennessee, has announced the appointment of Ray Cenolli as the new Retail Banking Executive for the Memphis Market. This strategic move is not just an ordinary staffing decision but reflects the bank's commitment to enhancing its operations in the Mid-South region encompassing Alabama, Arkansas, Mississippi, and parts of Southern Tennessee.

With over a decade of experience in retail banking, Cenolli steps into this role following his tenure at Citizens Bank, where he made significant contributions in various leadership capacities. Recently, he served as Senior Vice President and District Sales Manager, where he collaborated closely with the bank's retail director, supervising fourteen regions in the Northern Boston area. His past positions also include roles as Regional Manager and Branch Manager, further cementing his reputation as a seasoned banking professional.

Leadership and Expertise
Tammy Crenshaw, the Head of Retail Banking at First Horizon, stated that Ray Cenolli is an exceptional leader known for his ability to excel in client service and foster high-performance teams. His extensive operational knowledge, paired with a motivating approach to organizational excellence, is expected to reinforce the bank’s market standing not only in Memphis but throughout the Mid-South.

Cenolli's leadership philosophy revolves around developing talent and promoting a customer-centric service culture. As he assumes his new role, his focus will be to advance First Horizon's mission to provide superior banking experiences to its clients, which is especially crucial as the landscape of banking continues to evolve.

About First Horizon
First Horizon Corporation is a major regional financial services organization, boasting assets worth $84.1 billion as of March 31, 2026. This makes it one of the leading banks in the Southern United States, providing a range of services, including commercial banking, consumer banking, private banking, small business solutions, and wealth management. The bank operates across 12 states, reflecting its extensive reach and the breadth of services tailored to meet diverse client needs.

Headquartered in Memphis, First Horizon has received numerous accolades for its workplace culture and has been recognized as one of the best employers by reputable publications like Fortune and Forbes. The bank also prides itself on its strong commitment to community engagement and sustainable practices.

As Cenolli embarks on his new journey, it will be fascinating to observe how his strategies and expertise unfold in enhancing First Horizon's service offerings and operational efficiencies. The banking community will undoubtedly be watching closely as he works to strengthen both the brand and the bank's relationship with its clients in the region.

In conclusion, the addition of Ray Cenolli to First Horizon Bank is promising for both the bank and its clients. His extensive background and vision for retail banking can potentially usher in a new era of service excellence and growth in Memphis and beyond.