PhotonPay Collaborates With ClearBank to Enhance UK Payment Solutions

PhotonPay Partners with ClearBank to Enhance UK Payment Infrastructure



HONG KONG, January 15, 2026 – In a landmark move to revolutionize the payment landscape, ClearBank, renowned for its real-time clearing and embedded banking solutions, has teamed up with PhotonPay, a leading provider of AI-driven global financial infrastructure. This collaboration is poised to significantly amplify PhotonPay’s service offerings to businesses operating in the United Kingdom, providing them with comprehensive financial services tailored to meet their needs.

Through this strategic partnership, PhotonPay's business clients will gain access to an array of enhanced financial services. These include the ability to manage virtual accounts, execute GBP transactions, facilitate payouts, and leverage the Confirmation of Payee (CoP) functionality for added security. Together, ClearBank’s robust API-based banking infrastructure and PhotonPay’s innovative technological capabilities will empower businesses to thrive in the fast-paced digital economy.

A Game-Changer for UK Businesses



The integration of ClearBank’s advanced services means that PhotonPay will be able to offer named virtual accounts, along with real-time connections to major payment services such as Faster Payments, BACS, and CHAPS. This transformation will streamline financial transactions for enterprises, enabling quicker settlements and more strategic liquidity management. By ensuring operational efficiency and precise control, businesses can focus on growth and innovation.

Lewison Chen, Founder and CEO of PhotonPay, underscored the significance of this partnership, stating, “Collaborating with ClearBank is a pivotal step in broadening our global payment framework. Our business clients can now enjoy not just speedier settlements but also enhanced compliance and seamless integration into the UK's financial systems. This partnership sets a vital foundation for our upcoming expansion throughout Europe, meeting the evolving needs of various local markets.”

Built for the Future



John Salter, Chief Customer Officer at ClearBank, expressed his enthusiasm about the collaboration, stating, “Our partnership with PhotonPay enables them to scale rapidly using our advanced banking platform. With indirect access to vital UK payment rails, PhotonPay is equipped to deliver faster and more localized services to their customers. We look forward to supporting their ambitious growth plans across Europe in the near future.”

Established in 2015, PhotonPay has made significant strides in the financial technology space, operating in over 200 countries with more than 10 global offices. The firm has become a trusted partner for over 200,000 businesses, providing tailored solutions that include account management, card issuance, and both domestic and international payment processing. By focusing on overcoming the complexities of banking and payment systems, PhotonPay positions itself as a critical player in driving business growth through innovative technology.

ClearBank, on the other hand, stands as a pioneering clearing bank designed for modern-day banking needs, authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. With intelligent technology solutions, ClearBank empowers partners like PhotonPay to deliver real-time financial services, enhancing customer satisfaction and operational effectiveness.

Conclusion



The collaboration between PhotonPay and ClearBank represents a decisive advancement in the UK’s payment ecosystem. As businesses increasingly seek seamless, efficient solutions to manage their financial operations, partnerships like this one highlight the commitment of leading players in the financial technology space to innovate and expand their services globally. The future of payments in the UK looks promising as PhotonPay and ClearBank pave the way for improved financial infrastructure and services.

For more information about PhotonPay, visit their official website, or check out ClearBank’s site for insight into their API-based banking solutions.

Topics Financial Services & Investing)

【About Using Articles】

You can freely use the title and article content by linking to the page where the article is posted.
※ Images cannot be used.

【About Links】

Links are free to use.