#USA #San Francisco #Fintech #iWallet #Money20/20

iWallet® Selected to Present at Money20/20 USA

San Francisco, CA – iWallet®, a pioneering fintech company, has made headlines by being selected for the Startup Hub Pitch Competition at the upcoming Money20/20 USA event. The conference, scheduled for October 26-29, 2025, in Las Vegas, is renowned for featuring groundbreaking innovations in the financial technology sector. iWallet®, recognized as a game-changer for the $650 billion U.S. home services industry, is set to present its cutting-edge Financial Operating System (OS) to a global audience, including esteemed investors and media.

The Financial OS Revolutionizing Home Services

Founded by Jim Kolchin, iWallet® specializes in digitizing and streamlining financial transactions for contractors, distributors, and consumers within the home services vertical. In an industry still grappling with outdated paper-based processes, iWallet® emerges as a much-needed solution, showcasing a platform that integrates payments, financing, and reconciliation seamlessly. Despite operating in a market historically underserved by modern financial infrastructure, iWallet® has surpassed an impressive $1 billion in gross payment volume (GPV) and continues to grow over three times annually.

Jim Kolchin expressed his gratitude for the recognition, stating, "We're thrilled to be acknowledged at Money20/20. While fintech has revolutionized retail and restaurants, the extensive home services sector still relies on paper checks and manual processes. iWallet® is on a mission to change this, creating a Financial OS that connects all ecosystem layers — from distributors and OEMs to contractors and consumers."

Comprehensive Features of iWallet®

The company's patented technology offers numerous features that together make it a robust Financial OS. Here’s an overview of some key components:

• - Payments and Reconciliation: This includes mobile check deposits, Tap-to-Pay options, automated reconciliation processes, and real-time reporting capabilities.
• - Risk & Trust Engine: Harnessing dual underwriting in partnership with regulated partner Paya, distributor verification processes, live-video onboarding, and AI-driven monitoring that maintain fraud loss rates close to zero.
• - AI Recovery Layer: Utilizing large-language-model technology for compliant recovery communications that has successfully enabled fraud recoveries on a substantial scale.
• - Lending & Rebates: Implementing embedded financing solutions and rebate automation to help OEMs manage incentive initiatives and allow distributors to reduce Days Sales Outstanding (DSO).
• - FSM Integration: iWallet® possesses a processor-agnostic architecture, ensuring seamless integration with various field-service management platforms.

These features collectively position iWallet® as a comprehensive solution for one of the largest yet least-digitized sectors of the U.S. economy.

Spotlight on the Startup Hub Pitch Competition

The Startup Hub Pitch Competition at Money20/20 is a prestigious platform where innovators can showcase their ideas and visions. Each selected company is allotted five minutes to present their solutions, traction, and future plans to a discerning audience comprising investors, corporate strategists, and the press.

The opportunity to present at this event marks a significant step for iWallet®, highlighting its potential impact on the financial ecosystems of home services.

About iWallet®

Headquartered in San Francisco, CA, iWallet® is dedicated to redefining the financial landscape for the home services industry, including sectors like HVAC, plumbing, and appliance repair. With a commitment to digitizing payments, contracts, and financing at the point of service, iWallet® operates across the entire ecosystem with over $1 billion in payment volume and stands as a cash-flow positive, bootstrapped company.

With growth projections exceeding three times annually, iWallet® stands poised to leverage its innovative solutions to facilitate a much-needed transformation in the home services financial landscape. To learn more about their offerings, visit iWallet.com.