DigiCo Offers Bank Transfers
2026-04-22 06:50:07

Digital Gift Service "DigiCo" Now Allows Bank Transfer Options for Recipients

Introduction



DigiCo, operated by DIGITALIO, a subsidiary of Cross Marketing Group located in Minato, Tokyo, recently announced a significant update to its digital gift service effective April 22, 2026. This feature introduces bank transfers as a new redemption option for users, allowing them to exchange their digital gifts for direct deposits into their bank accounts across Japan.

Background and Purpose



Previously, DigiCo primarily focused on enabling users to convert digital gifts into various types of points and e-money. The service has been essential for promotional campaigns by businesses and financial assistance programs initiated by local governments. Recently, the demand for cash payouts has surged, particularly due to government subsidies for living expenses and the increased need for renters and utility payments. Users want the flexibility to receive funds that they can use for any purpose, be it rent, bills, or savings.

The introduction of banking transfers allows DigiCo to merge the speed and efficiency of digital transactions with the security and versatility associated with cash. This adjustment ensures that the broadest audience possible can benefit from the service, including those who may not frequently use cashless payment systems.

Details of the Banking Transfer Feature



Users can effortlessly complete the procedures to receive cash by simply entering their regular bank account details through the DigiCo exchange screen. This process ensures a seamless transition from digital gifts to cash.

Participating Financial Institutions



DigiCo supports a wide range of financial institutions across Japan, excluding only a few, including major city banks, regional banks, online banks, and credit unions. This extensive network guarantees that most users can benefit from the new feature.

Benefits for Corporations and Local Governments



The integration of banking transfers addresses several pressing challenges faced by corporations and local governments when conducting their campaigns or issuing grants, including:

  • - Reduced Burden of Personal Information Management: Companies and government entities can securely send funds without collecting or storing sensitive banking information from recipients.
  • - Lower Administrative Costs and Fees: By eliminating the need for individual transaction processing, organizations can save both time and money with swift, cost-effective transfers.
  • - Equitable Distribution Across Generations: With cash transfers, even those who are not familiar with smartphone payments can easily access their funds, leading to fairer distribution of resources.

Going forward, DigiCo envisions expanding the range of redemption options further, continuously enhancing the convenience of its digital gift service.

About DigiCo



DigiCo provides a digital gift service free of initial and monthly fees, allowing users to exchange gifts for a variety of options including PayPay Money Light, Amazon gift cards, Quo cards, dポイント gifts, WAON POINT e-gifts, au PAY gift cards, PeX point gifts, and now bank transfers. Users can issue gifts from as low as one yen and adapt to the fluctuations in their advertising budgets and campaign needs invariably. For events where participant numbers are uncertain up until the day of the event, this flexibility makes DigiCo an ideal choice.

Note: PayPay Money Light cannot be withdrawn. Amazon and its logos are trademarks of Amazon.com, Inc. or its affiliates. The promotion is provided by DIGITALIO. Inquiries regarding this promotion will not be handled by Amazon but should be directed to DIGITALIO.


Company Information



DIGITALIO focuses on creating and delivering digital-centric services that aim to advance society through a range of solutions including media, digital gifting, and retail DX projects. Services such as the points website EC Navi, points exchange site PeX, survey solutions conio, digital gifting via DigiCo, and salary advance services with Remone are just a few examples of their expansive product lineup developed to address societal challenges using technology.

Company Overview


  • - Representative: Atsushi Ando, President
  • - Capital: 198 million yen
  • - Founded: January 22, 2007
  • - Location: 36F Toranomon Hills Station Tower, 2-6-1 Toranomon, Minato-ku, Tokyo
  • - Industry: Media, Digital Gift Services, Retail DX Services
  • - Contact: For inquiries, please utilize the contact form available on the DIGITALIO website.


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Topics Consumer Products & Retail)

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