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Waterdrop Inc. Financial Results and Dividend Announcement for Q2 2026

Waterdrop Inc. (NYSE: WDH), a prominent technology platform focused on insurance and healthcare services, has announced its unaudited financial results for the second quarter of 2026. The company recorded a robust performance, showcasing significant growth in its core business operations and a commitment to enhancing shareholder returns through a cash dividend.

Financial and Operational Highlights

In Q2 2026, Waterdrop achieved a net operating revenue of RMB 1,448.2 million (approximately US$213.4 million), marking an impressive year-over-year increase of 72.8%. The company's insurance-related income surged to RMB 1,333.2 million (about US$196.5 million), reflecting a staggering growth of 80.5% compared to the same period in 2025. This strong performance underscores the positive momentum in Waterdrop’s core insurance business, driven by innovative AI initiatives that enhanced operational efficiency and customer acquisition.

In terms of operational performance, the operating profit reached RMB 111.3 million (US$16.4 million), which is a 39.2% quarter-over-quarter increase and a 14.3% year-over-year rise. The company also reported an impressive growth in medical crowdfunding, where approximately 499 million individuals collectively donated RMB 74.7 billion to support 3.82 million patients as of June 30, 2026.

Expanding Patient Services

Furthermore, Waterdrop's efforts in enhancing patient enrollment on its E-Find platform have been successful. The company has facilitated enrollments for 17,052 patients across 1,873 clinical trial programs. This expansion highlights Waterdrop’s commitment to improving healthcare access through technology.

Mr. Peng Shen, the Founder and CEO of Waterdrop, expressed satisfaction with the company’s growth trajectory, emphasizing the role of AI in driving operational improvements. The introduction of 'Rongyi Bao', a revolutionary long-term critical illness insurance product that requires no health disclosure, exemplifies Waterdrop's strategy to innovate within the insurance space.

Commitment to Shareholders

Reiterating its dedication to shareholder value, Waterdrop’s Board of Directors has authorized a cash dividend of approximately US$10.8 million, equivalent to US$0.03 per American Depositary Share (ADS). This marks the sixth dividend payment from the company, reaffirming its commitment to providing returns to its investors.

In addition, the board has announced a new share repurchase program, allowing for the repurchase of ordinary shares up to US$50 million over the next year, further reflecting the management’s confidence in the company’s long-term growth prospects.

Outlook

Looking ahead, Waterdrop aims to capitalize on the increasing demand for insurance and healthcare services by leveraging advanced technology and AI. The company remains focused on enhancing its product offerings and broadening its market reach.

Waterdrop Inc.'s Q2 financial results not only highlight impressive growth but also indicate a strategic approach towards technological integration and investor engagement. As the company continues to strengthen its operations, stakeholders can expect further advancements in its insurance and healthcare services.