Octane Successfully Secures $284 Million for Asset-Backed Securitization in Financial Markets

Octane's $284 Million Asset-Backed Securitization: A Major Financial Milestone

Octane® (Octane Lending, Inc.®) has made headlines recently by closing on a substantial asset-backed securitization deal worth $284 million, designated as "OCTL 2025-1." This transaction is particularly noteworthy as it is backed by fixed-rate installment loans for powersports, which are offered through their proprietary lender, Roadrunner Financial®.

Since launching this financial program in December 2019, this marks Octane's 15th successful securitization. The issuance comprises six classes of fixed-rate notes, classified as Class A-1, A-2, B, C, D, and E, which have received impressive ratings from Standard & Poor's (SP) and Kroll Bond Rating Agency (KBRA). This positive evaluation reflects the robustness and reliability of Octane's offerings as an issuer in the asset-backed securities (ABS) market.

Expanding Investor Base and Strengthening Their Market Position

In today’s financial landscape, gaining investor confidence is crucial. Through this latest transaction, Octane has not only reinforced its existing relationships with institutional partners but has also diversified its investor base. Truist Securities took the lead as the manager and structuring agent for the deal, collaborating with ATLAS SP Securities, J.P. Morgan Securities, and Mizuho as joint bookrunners.

„Closing our fifteenth securitization represents another key milestone in the growth of Octane's Capital Markets platform,” stated Nicholas Makarov, SVP and Head of Capital Markets at Octane. His affirmation illustrates the company's commitment to maintaining strong credit performance while scaling its business.

Significant Growth in Capital Market Activities

While expanding its investor reach is notable, Octane's achievements in capital market activities are equally impressive. In 2025 alone, the company successfully closed three forward-flow transactions and two whole loan sales. Cumulatively, since December 2023, Octane has either sold or secured commitments to sell around $3.3 billion in loans. This reflects the dynamic evolution of the company’s lending platform and its capital market capabilities.

To put this into context, Octane has completed over $4.5 billion in asset-backed securitizations, highlighting their proficiency within the ABS framework. Notably, OCTL 2024-RVM1 was distinguished as the first securitization in over 20 years to be fully backed by RV and Marine collateral, and it even garnered the title of ABS Deal of the Year at the 2025 GlobalCapital US Securitization Awards.

Octane's Vision for the Future

The culmination of these financial strategies and milestones signifies Octane’s dedication to revolutionizing the recreational purchasing experience. Founded in 2014, Octane aims to streamline the consumer purchase journey by leveraging cutting-edge technology and innovative risk strategies. By connecting enthusiasts to their passions—be it powersports vehicles, RVs, boats, or outdoor power equipment—Octane facilitates fast and accessible purchasing avenues.

With a team of over 600 employees and partnerships with more than 60 OEM brands and 4,000 dealers, Octane proves that the key to success lies in understanding consumer needs and providing superior service. It inspires customers not only through financial services but also through its media ventures like Octane Media™, which includes brands like Cycle World® and UTV Driver®.

Conclusion

Thus, Octane's recent $284 million securitization deal is more than just a financial transaction; for Octane, it represents sustained growth, investor confidence, and a deeper commitment to enhancing the recreational vehicle buying experience. As they continue to forge strong pathways within the capital markets, stakeholders and consumers alike can expect Octane to remain at the forefront of fintech innovation and customer satisfaction.