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Peoples Financial Services Corp. Declares Cash Dividend for Fourth Quarter 2025

On October 31, 2025, the Board of Directors of Peoples Financial Services Corp. (NASDAQ: PFIS) made an important announcement regarding shareholder dividends. The company declared a cash dividend of $0.6175 per share for the fourth quarter of 2025. This dividend is set to be paid out on December 15, 2025, to shareholders who are on record by November 28, 2025.

Overview of Peoples Financial Services Corp.

Peoples Financial Services Corp., based in Scranton, Pennsylvania, serves as the bank holding company for Peoples Security Bank and Trust Company. This independent community bank operates through 39 full-service banking offices strategically located across various counties including Allegheny, Bucks, Lackawanna, and Monroe in Pennsylvania, as well as Middlesex County in New Jersey and Broome County in New York. They are dedicated to meeting the needs of both retail and commercial customers with an extensive range of financial products and services.

Commitment to the Community

The philosophy at Peoples is deeply rooted in community engagement. Each banking office is designed to foster an interdependent relationship with the community it serves. This enables them to offer a comprehensive suite of services tailored for individuals, businesses, non-profit organizations, and government entities.

Furthermore, Peoples Financial's commitment reflects in the direct access it provides to senior management and staff, promoting a service environment characterized by attentiveness, kindness, and professionalism.

Financial Outlook and Considerations

While the announcement of the cash dividend is certainly good news for shareholders, it also comes with some important considerations. Peoples Financial Services emphasizes the forward-looking statements regarding the company’s performance and strategies, as outlined under the Private Securities Litigation Reform Act of 1995. These forward-looking statements contain inherent uncertainties and risks that can impact actual results.

For instance, after the recent merger with FNCB Bancorp, Inc.which was completed on July 1, 2024Peoples Financial aims to realize specific expected benefits. However, these may not materialize as anticipated due to various factors ranging from economic conditions to effective integration challenges. The merging of the businesses has created opportunities for revenue growth, but it does also bring about concerns regarding operational efficiency and market positioning in a competitive landscape.

Risks and Uncertainties

Factors that could cause actual results to differ materially from expectations include:

• - Economic fluctuations affecting consumer behavior and demand for banking products.
• - Regulatory changes impacting the financial services sector.
• - The company’s ability to successfully integrate FNCB and harness synergies within the anticipated timeframes.
• - Legal challenges and compliance risks.

Peoples Financial advises shareholders to remain cautious about overly relying on forward-looking statements, as they are tied to management's current beliefs and may change over time.

In conclusion, the declaration of the $0.6175 cash dividend illustrates Peoples Financial Services Corp.'s continued commitment to delivering value to its shareholders while navigating a complex financial landscape. The upcoming payments will bolster shareholder confidence as they position themselves for future growth amidst the intricacies of the banking and financial services market.