#USA #Los Angeles #Mercury Insurance #home maintenance #fall preparation

Don't Let Fall Storms Drain Your Wallet!

As the days grow shorter and the temperatures start to drop, autumn begins to settle in. For homeowners, this seasonal shift brings more than just crispy leaves and cozy evenings - it signifies the need to prepare homes for the impending storms and colder temperatures. Mercury Insurance encourages homeowners to take proactive measures now that can lead to significant savings later, ensuring peace of mind through careful preparation.

Why Preparation is Key

Bonnie Lee, the VP of Homeowners Claims at Mercury Insurance, emphasizes that preparing your home for the fall weather can be one of the most prudent financial decisions you make. "A few affordable updates today can help safeguard your home, reduce stress and save thousands of dollars in repair bills later," she states. An ounce of prevention is worth a pound of cure, and this adage certainly applies when it comes to home maintenance ahead of the fall months.

Essential Fall Maintenance Checklist

To help homeowners navigate this crucial preparation period, here are some vital maintenance tips:

1. Clear Gutters and Downspouts

Make it a priority to remove leaves and debris from your gutters. Blocked gutters can lead to water overflow, causing damage to your roof and foundation. Regular cleaning can prevent these costly repairs.

2. Inspect and Seal Gaps

Check for cracks and gaps around your windows, doors, and roof. Simple solutions like caulking and weather stripping can minimize drafts and prevent moisture from entering your home, keeping it warm and dry throughout the colder months.

3. Elevate Valuables

Ensure that important items, especially electronics, are stored off the ground in basements or garages. This simple act can protect them from potential flooding or moisture damage.

4. Test Sump Pumps

Now is the time to check if your sump pump is functioning effectively. Make sure to test it and consider getting a battery backup system to avoid issues during power outages when storms hit.

5. Check Grading and Drainage

Evaluate the lay of your land and ensure that water drains away from your home’s foundation. You might need to add soil or extend your downspouts to facilitate proper drainage, preventing water from pooling near your foundation.

6. Service Heating Systems

Before temperatures drop, schedule a low-cost inspection for your furnace or HVAC system. This preventive measure can help avoid costly breakdowns when you need your heating the most.

7. Trim Trees and Branches

Inspect your trees for overhanging limbs that could break off during wind or storms. Trimming these branches can prevent costly damage to your roof or exterior.

Conclusion

Mercury Insurance aims to empower homeowners with practical resources and expert advice to help them safeguard their properties. By taking these affordable and straightforward measures, families can enjoy greater peace of mind as they navigate the fall season.

About Mercury Insurance

Founded in 1962, Mercury Insurance is based in Los Angeles and provides a range of insurance products including personal auto, homeowners, and renters insurance across several states. Their commitment to customer service is unmatched, with a dedicated workforce and a network of independent agents working to ensure the best rates for their clients. For more details, visit www.MercuryInsurance.com.