#United States #Dallas #Comerica Bank #Community Reinvestment Act #Federal Reserve

Comerica Bank's Outstanding Achievement in Community Reinvestment Act Review

DALLAS, Jan. 21, 2026 /PRNewswire/ -- Comerica Bank has proudly announced that it has received the highest rating of "Outstanding" in its evaluation under the Community Reinvestment Act (CRA) for the year 2025, as conducted by the Federal Reserve Board (FRB). This marks a significant achievement for the bank, highlighting its ongoing commitment to enhancing the communities it serves.

The CRA evaluation was comprehensive, focusing on the bank's performance between July 1, 2023, and March 31, 2025. This assessment included a review of various data points, such as the Home Mortgage Disclosure Act (HMDA) and small business lending figures, as well as an analysis of community development loans, investments, and services.

During this review period, Comerica Bank showcased remarkable accomplishments that contributed to its Outstanding CRA rating:

• - The bank issued over 7,200 mortgage loans totaling $1.8 billion and provided approximately 11,500 small business loans amounting to $2.8 billion, all within its assessment areas.
• - Comerica facilitated 800 community development loans totaling $3.7 billion, with a substantial 84% of these loans aimed at fostering economic development in the assessed regions.
• - The bank made 1,000 community development donations, which totaled $10.9 million, along with investments exceeding $250 million.
• - Comerica employees volunteered an impressive 19,000 hours providing financial education and technical assistance for small businesses serving low- to moderate-income communities.
• - Additionally, the bank established Comerica BusinessHQ, a collaborative space in Dallas that serves as a cornerstone for the Southern Dallas small business ecosystem. Launched in early 2023, this facility provides no-cost coworking spaces, technical resources, and fellowships for local entrepreneurs. To date, BusinessHQ has already catered to over 4,387 members.

The Community Reinvestment Act, enacted in 1977, aims to stimulate financial institutions to meet the credit needs of the communities in which they operate, particularly in communities with low- to moderate-income individuals and families. Such provisions are crucial for maintaining a balanced and equitable approach to banking and finance in America.

Comerica Bank’s achievement underlines the vital role that financial institutions can play in community development and illustrates how strategic initiatives can lead to substantial investments in local economies. As a major player among U.S. financial holding companies, characterized by its three business segments — The Commercial Bank, The Retail Bank, and Wealth Management — Comerica is committed to playing a pivotal role in the regions it serves.

Headquartered in Dallas, Texas, Comerica Bank operates across multiple states, including Arizona, California, Florida, Michigan, and Texas, and reported total assets of $80.1 billion as of December 31, 2025. The bank's dedication to community engagement and sustainable development practices is embodied in its recent CRA rating, marking it as a leader in financial services that prioritize client and community welfare.

In conclusion, Comerica Bank's Outstanding rating from the Federal Reserve Board is not only a testament to its commitment to service but also an invitation to other financial institutions to recognize their potential impact on community prosperity.

Conclusion

Comerica Bank continues to set high standards for community engagement and responsible lending practices, demonstrating that financial institutions can indeed be a force for good in society.