#Financial Technology #New Zealand #Auckland #9Spokes #Credit Card Board

9Spokes Launches Credit Card Board Feature for Financial Services

On November 6, 2025, 9Spokes, a prominent global data platform, unveiled its innovative Credit Card Board feature, which is now part of its financial technology suite. This cutting-edge tool is designed specifically for financial service providers aiming to understand the spending behaviors of small-to-medium businesses (SMBs) and enhance their services accordingly.

The Importance of Understanding SMB Wallet Share

Understanding the dynamics of SMB wallet share and associated interest rates is crucial for financial institutions, yet acquiring this data typically incurs hefty costs. The new Credit Card Board by 9Spokes offers a seamless, secure way to access user-consented credit card data, ensuring financial service providers can garner insights without financial strain. This feature assimilates data from all linked credit cards, independent of the issuing bank, granting users a comprehensive overview of their spending patterns, interest rates, repayment schedules, and credit limits.

Key Features of the Credit Card Board

The Credit Card Board comes packed with essential features that enhance analytical capabilities for financial service providers:

• - Credit Insights: This feature aggregates users’ transaction histories, balances, rates, and repayment patterns. The data provided allows for in-depth wallet share analysis and benchmarking against industry standards.
• - Comprehensive Financial Overview: Users receive an aggregated summary of their credit activities, which includes transaction history and payment schedules. This consolidated view supports effective planning, spending tracking, and enhanced management of repayment strategies.
• - Open Data Connectivity: The integration fosters connections with global banks and issuer accounts, ensuring a robust network that democratizes access to credit information.
• - White-Labeled Enhanced Security: Tailored for varying organizational needs, this solution upholds exemplary data protection standards, safeguarding sensitive user information and operational systems.

Impacts on Financial Service Providers

According to Kevin Phalen, Chairman of 9Spokes, the Credit Card Board not only aids financial service providers but also enhances their competitive edge. By leveraging this new feature, they can deliver significant value to SMBs, ultimately fostering deeper relationships and driving growth. The immediate availability of crucial insights means that financial providers can better respond to their clients' needs and preferences, thereby strengthening customer loyalty and satisfaction.

About 9Spokes

9Spokes operates as a trailblazing global data platform, delivering essential support to financial institutions and fintech companies around the world. By consolidating consented business data from diverse sources, it equips businesses with robust tools for effective financial management and strategic decision-making. This capability is pivotal in steering transformative outcomes within the financial industry.

In conclusion, the introduction of the Credit Card Board marks a significant step forward in financial technology, paving the way for enhanced insights and relationships between financial service providers and SMBs. With this innovative feature, 9Spokes solidifies its position as a leader in transforming the landscape of financial services.