PagSeguro's Annual Report Highlights Financial Growth for 2025

PagSeguro's Annual Report Overview

PagSeguro Digital Ltd., a leading player in financial technology, has officially submitted its Annual Report on Form 20-F for the fiscal year ending December 31, 2025. This submission was made to the U.S. Securities and Exchange Commission (SEC) and is pivotal for investors and analysts following the company's performance.

Availability of the Report

The Annual Report can be easily accessed by stakeholders via the SEC's official website at www.sec.gov and PagSeguro's investor relations portal at https://investors.pagbank.com/. Additionally, shareholders interested in obtaining a physical copy can request one free of charge by contacting PagSeguro's Investor Relations Department within a reasonable timeframe. This transparency underlines the company's commitment to its investors and ensures that they have access to crucial financial data in a timely manner.

About PagSeguro

PagSeguro Digital Ltd. is not just any financial services provider; it is a game changer in Brazil's fintech landscape. The company is primarily focused on serving consumers, individual entrepreneurs, micro-merchants, and small to medium-sized enterprises (SMEs).

What sets PagSeguro apart is its comprehensive business model, which encompasses seven key pillars:

1. Integrated Digital Platform: Offering a seamless experience for payments, financial services, and software solutions.
2. Payment Acquirer: Holding a premier position in Brazil through a robust network that supports face-to-face, online, and cross-border transactions.
3. Card Issuer: Providing debit, credit, and prepaid card services tailored for diverse customer needs.
4. Banking Services: Functioning as a complete multiple bank that accommodates individuals and companies alike, allowing for flexible account management.
5. Investment Services: Facilitating access to public and private securities, alongside various investment funds and stock trading platforms.
6. Insurance Distribution: Offering a variety of insurance products, including health, life, and property insurance that aligns with financial payments.
7. Super App: Integrating numerous partnerships across sectors such as telecommunications, transport, and entertainment to enhance customer convenience.

PagSeguro's innovative approach aims to make digital banking accessible to everyone. Under its PagBank brand, the company provides a free digital account reminiscent of traditional checking accounts but with the added advantage of accepting payments directly, removing the need for a conventional bank account.

Advancing Financial Inclusion

With its end-to-end digital banking ecosystem, PagSeguro allows customers to manage their cash flow efficiently. They can easily accept a broad spectrum of payment methods, including credit and debit cards, meal vouchers, boletos, bank transfers, and cash deposits. The mission is clear: disrupt and democratize financial services in Brazil, a market characterized by high interest rates and limited access.

The recent filing of the Annual Report marks a significant step in acknowledging the financial strides PagSeguro has made over the past year. As Brazil's digital financial ecosystem continues to evolve, PagSeguro remains at the forefront, championing easy, secure, and affordable financial solutions for all.

This move not only enhances investor relations but serves as a testimony to PagSeguro's vision and growth potential. Investors and customers alike are encouraged to engage with the report and explore the transformative journey of PagSeguro in the financial technology space.

Conclusion

As one of Brazil's foremost digital banks, PagSeguro is dedicated to redefining the financial experience for its customers, utilizing technology to improve accessibility and reliability in financial services. The newly submitted Annual Report for 2025 is an important document that highlights the progress and future direction of this dynamic company, poised to play a crucial role in enhancing the financial services landscape in Brazil.