#Investment #Latvia #Riga #Mintos #High-Yield Bonds

Mintos Enhances Investment Portfolio with High-Yield Bonds

Mintos, a leading platform for long-term wealth building in Europe, has successfully launched its new product, High-Yield Bonds. This innovative portfolio automates the investment process, providing more straightforward access for investors to assets that generate high returns. With this development, Mintos aims to widen its offerings and allows users to invest in a diversified array of high-yield bonds without the complexities usually associated with selecting individual bonds.

The new High-Yield Bonds feature enables investors to automatically allocate their funds across at least 20 different high-yield bonds from various sectors, ensuring continuous reinvestment to maintain diversification over time. This is a notable enhancement in Mintos' existing portfolio of bonds, pushing the company closer to its goal of offering accessible asset management solutions.

Martins Sulte, the CEO and co-founder of Mintos, noted, "Investors have expressed a strong desire to access higher yields with less complexity involved in selecting and purchasing individual bonds. With automated investment in High-Yield Bonds, we provide a level of diversification akin to professional management and open doors to an otherwise inaccessible market for smaller investors in a hassle-free and transparent manner."

Over the past year, Mintos has observed a significant rise in investor interest in bonds. Recent data shows a staggering 61% increase in the number of investors starting to invest in this asset class, which has concurrently led to an 86% growth in total investment volume from 2024 to 2025. Amid economic uncertainty and fluctuating interest rates, many investors are turning to bonds for their stability and ability to generate regular income. This aspect is crucial for balancing risk and providing predictability in long-term portfolios.

In response to rising demand, Mintos has now doubled the variety of bonds available on its platform, featuring offerings from over 40 European companies, including well-known names like AirBaltic, Eleving, Esto, Nexus, Reima, and Summus Capital. This expansion indicates a growing trend among Mintos users towards diversified income-generating strategies where bonds complement investments in loans and ETFs, thereby managing both yield and risk effectively.

Historically, accessing high-yield bonds has been associated with high barriers to entry. To remove this obstacle, Mintos has lowered the investment threshold to just 50 euros, allowing retail investors to tap into opportunities that previously required greater capital commitments.

The High-Yield Bonds portfolio leverages automation for the selection, allocation, and reinvestment of bonds, thereby preserving diversification without necessitating manual management. Investors are also presented with an optimized interface for easy bond comparison, alongside innovative tools like the Mintos Risk Score for bonds and a Bonds Wishlist feature.

Unlike conventional bond investing, Mintos offers flexibility, allowing investors to withdraw their investments anytime without waiting for bond maturities, resulting in enhanced liquidity and control over their portfolios. The new portfolio comes with a modest annual management fee of 0.39%, deducted monthly from the portfolio balance. To encourage initial adoption, Mintos is offering commission-free investments until December 31, 2025.

Please note that withdrawal options may vary based on market conditions and the composition of the portfolio. Transactions in the secondary market depend on buyer demand.

For more information, please contact:
Giulia Meloni
Global Brand Communications Lead
[email protected]

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