RetireOne Partners with Western & Southern for Enhanced Retirement Solutions

RetireOne Joins Forces with Western & Southern Financial Group

In a significant development for financial advisors and their clients, RetireOne, an independent platform specializing in fee-based insurance solutions, has announced a new partnership with the Western & Southern Financial Group. This collaboration aims to enhance retirement planning options for Registered Investment Advisors (RIAs), enabling them to provide modern and effective solutions tailored to the growing needs of retirees.

New Offerings for Advisors

Under this partnership, advisors will now have access to Western & Southern's Deferred Income Annuity (DIA) and Single Premium Immediate Annuity (SPIA) through RetireOne's Fiduciary Insurance Marketplace. These innovative financial products are designed to create guaranteed income strategies, which advisors can customize according to each client's retirement planning objectives. This initiative emphasizes the dual commitment of both organizations to empower fiduciaries with cutting-edge tools to design secure and tax-efficient retirement income solutions.

David Stone, the CEO of RetireOne, expressed his enthusiasm about this partnership: "We are pleased to add Western & Southern as a partner on our platform. They have highly competitive rates, a strong financial rating and a commitment to serving retirement clients and advisors. Working with Western Southern allows our advisors access to a growing marketplace of highly competitive fee-based/advisory solutions." This statement reflects the strategic alignment between both entities and their shared vision for providing robust solutions to the retirement sector.

Further enhancing the attractiveness of the partnership is the introduction of the Qualified Lifetime Annuity Contract (QLAC) option. This solution offers the ability to defer retirement income beyond the traditional IRS-set Required Minimum Distribution (RMD) age thresholds, providing even more flexibility for retirement income planning.

Commitment to Innovation

The collaboration reaffirms the dedication of both RetireOne and Western & Southern Financial Group to drive innovation in retirement planning. Mark Caner, president of WS Financial Group Distributors, acknowledged the importance of this partnership for advisors: "Western Southern is proud to offer advisors the solutions they need to serve clients with confidence. This collaboration, executed through WS Financial Group Distributors, expands access to income products designed to support secure and efficient retirement plans." This partnership promises to deliver significant benefits for both advisors and their clients, ensuring they can navigate the complexities of retirement planning with ease and confidence.

The Strength of Western & Southern Financial Group

Founded in Cincinnati in 1888, Western & Southern Financial Group has established itself as a formidable presence within the financial services landscape. As of June 30, 2025, the group's assets totaled an impressive $126.9 billion, bolstered by a strong financial rating that underscores its reliability and stability. Its subsidiaries include some of the top-rated life insurance companies, ensuring that advisors have access to high-quality financial products.

The company's longstanding commitment to serving its community is evident not only through its products but also through its sponsorship of major events. Having served as the title sponsor of the Western & Southern Open, an ATP Masters 1000 tournament, the company continues to invest in local initiatives that contribute to the betterment of society.

Conclusion

This partnership marks a pivotal moment in the retirement planning sector, bringing together RetireOne's expertise in fee-based solutions and Western & Southern's robust suite of annuity products. Together, they are well-positioned to revolutionize how financial advisors create secure income strategies for their clients, ultimately contributing to more informed and confident retirement decisions.

Discover more about RetireOne and Western & Southern Financial Group to see how these innovations can benefit your retirement planning strategies.