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Lument Finance Trust's Solid Financial Performance in Q2 2025

In a recent announcement on August 8, 2025, Lument Finance Trust, Inc. (NYSE: LFT) reported its second quarter earnings, showcasing a positive financial outcome that signals resilience in a fluctuating market. The company achieved a GAAP net income of $2.5 million, translating to $0.05 per share of common stock. In addition, the distributable earnings were noted to be $2.8 million, or again $0.05 per common stock share. This figures indicate a steady performance given the complexities in commercial real estate financing.

Financial Highlights

Lument Finance Trust's results, particularly their GAAP net income attributable to the common shareholders and the distributable earnings, demonstrate the company's effective management strategies.

Key Figures

• - Net Income: $2,505,731
• - Distributable Earnings: $2,771,648
• - Weighted Average Shares Outstanding: 52,332,304
• - Earnings Per Share: $0.05

These numbers are not only affirming for the stakeholders but also suggest a strong base for dividends moving forward. Each share holder can expect the company to honor its commitment of distributing at least 90% of its taxable income in compliance with REIT regulations, which is a critical aspect of LFT's investment appeal.

Upcoming Conference Call

To discuss these results further, Lument Finance Trust is hosting a conference call on August 11, 2025, at 8:30 a.m. ET. This call will offer investors insights into the company’s operational strategies and future outlook. Participants can join by calling 1-800-836-8184 within the United States, or internationally at 1-646-357-8785. The event will also be available via a live webcast on the company's website, ensuring all interested parties can engage with the update.

Replay Availability

Should participants miss the live event, there will be recorded replays accessible on the company’s website approximately one hour after the live call has concluded. For telephonic replay, individuals can dial 1-888-660-6345 (U.S.) or 1-646-517-4150 (international). The passcode for the replay is 48892, maintaining accessibility for stakeholders who wish to catch up on the discussion.

Non-GAAP Financial Measures

In the financial report, Lument also delineated certain non-GAAP financial measures that provide additional context about its performance. A notable mention is Distributable Earnings, defined as net income attributable to common stock holders, inclusive of realized losses and excluding non-cash items like equity compensation and depreciation. This measure is critical as it gauges the earnings available for distribution to shareholders, thereby linking it closely to dividend declaration practices.

Breakdown of Distributable Earnings Calculation

• - Unrealized gains or losses on mortgage servicing rights were adjusted alongside provisions for credit losses and depreciation of real estate owned.
• - Other adjustments included tax income adjustments, emphasizing a rigorous approach to financial transparency.

This strategic focus on distributable earnings illustrates how Lument Finance Trust aims to maintain a clear communication line with investors, underpinning its financial strategies amid competitive market dynamics.

About Lument Finance Trust

Lument Finance Trust is headquartered in Maryland and specializes in financing and managing a diverse portfolio of commercial real estate debt investments, primarily targeting transitional floating-rate commercial mortgage loans with a keen focus on middle-market multi-family properties. The external management by Lument Investment Management LLC allows for a specialized approach in navigating the complex landscape of real estate investment.

Closing Thoughts

As Lument Finance Trust continues to adapt to market conditions, maintaining transparency in its earnings reports and inviting stakeholder collaboration through regular updates, it reassures investors of its commitment to strategic growth. The upcoming conference call should provide further clarity into how LFT plans to leverage its current performance for future benefit. Overall, these results stand as a positive indicator for current and prospective investors in Lument Finance Trust.