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NCD AccidentPrime: A New Era in Supplemental Health Insurance

NCD has unveiled its latest product, NCD AccidentPrime, aimed at enhancing the supplemental health insurance landscape. This innovative insurance solution is meticulously designed to offer significant financial protection for families, individuals, and groups when accidents disrupt their daily lives. Underwritten by the reputable Zurich American Insurance Company, NCD AccidentPrime emphasizes immediate support without the burden of deductibles or waiting periods.

According to Sam Melamed, the CEO of NCD, “This product reflects the reality so many families face today.” He highlights that many existing insurance plans require hefty out-of-pocket expenses before benefits kick in. NCD AccidentPrime not only addresses this issue but also provides accessible health insurance solutions tailored to the needs of modern consumers.

Key Features of NCD AccidentPrime

NCD AccidentPrime is structured to ensure comprehensive coverage with the following features:

• - Guaranteed Issue: No medical exams or health questions, making enrollment straightforward.
• - Immediate Benefits: As there are no deductibles or waiting periods, members can access benefits right away.
• - Direct Payment: Benefits are paid directly to insured members, allowing for ease of use in times of need.
• - Flexible Coverage Levels: Options include $5,000, $7,500, $10,000, or $15,000 per accident, catering to varied personal circumstances.
• - Extensive Medical Coverage: Coverage includes emergency room treatment, ambulance transport, imaging services, and required follow-ups, ensuring comprehensive support.

Target Audience and Accessibility

NCD AccidentPrime is especially advantageous for families, sports enthusiasts, and anyone involved in activities that come with a higher risk of accidents. By collaborating with the National Wellness Fitness Association (NWFA), NCD has introduced this product as an additional benefit for the NWFA's members. This partnership represents a significant step towards promoting wellness and health among its members and their families.

The NWFA is dedicated to advancing health and fitness programs, offering resources that empower individuals not only through education but through tangible insurance benefits as well. NCD’s initiative enhances the NWFA's mission by providing an insurance solution that addresses real-world issues faced by many, allowing members to enjoy their activities without the anxiety of unforeseen medical costs.

Future-Proofing Health Coverage

The launch of AccidentPrime follows NCD's strategic acquisition of Tenure Health, reinforcing the company’s dedication to innovation in health protection. NCD aims to create simple yet impactful solutions, fostering a more secure environment for its customers to recover from accidents without financial strain.

Ben Harrison, NCD's Chief Revenue Officer, stated, “NCD AccidentPrime is built with our members in mind—it's straightforward, fills a critical coverage gap, and offers necessary support during emergencies.” This innovative approach is pivotal in changing how individuals and families approach supplemental health insurance.

As healthcare continues to evolve, especially with the growing prevalence of high-deductible plans under ACA regulations, products like NCD AccidentPrime are vital. Members now have a reliable safety net to cushion the financial aftermath of accidents, allowing them to focus on what truly matters: recovery.

In conclusion, NCD AccidentPrime exemplifies a thoughtful addition to the growing portfolio of supplemental health offerings, aiming to provide peace of mind and real protection to members from NCD's extensive network of licensed agents and agency partners. To learn more about how NCD is changing the landscape of health insurance, visit NCD's website.