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Quick Access to Financing with Comstock Loan

In a significant move to cater to the growing investment enthusiasm among individuals, Japan Securities Finance Co. has launched a winter campaign for its popular Comstock Loan. This initiative allows new customers to secure financing with the additional benefit of a special interest rate reduction of up to 2.0% below the standard rate for a maximum of three months. With the ongoing dynamism in the stock market, investors are eager to seize opportunities without parting with their valuable assets.

Overview of the Comstock Loan

The Comstock Loan is an innovative financial service where individual investors can use their owned stocks as collateral for loans. This allows for immediate access to funds without the need to sell any securities. The loan amounts can range from 300,000 yen to as much as 500 million yen, with the added advantage of maintaining rights to dividends and shareholder benefits even while the stocks are held as collateral. This service has gained popularity, particularly in collaboration with major brokerage firms like SBI Securities, SMBC Nikko Securities, Mitsubishi UFJ Morgan Stanley Securities, and Nomura Securities, enhancing the overall convenience for investors.

Campaign Details

The campaign is scheduled to run from December 25, 2025, to March 18, 2026. It is aimed at new customers who sign contracts by March 31, 2026. During this period, borrowers can enjoy the reduced interest rate for three months from the date of their contract. However, existing customers as of December 25, 2025, are not eligible for this promotion.

Flexible Loan Options

One of the most appealing aspects of the Comstock Loan is the flexibility it offers to borrowers. Funds can be utilized for various purposes, including purchasing additional stocks, investing in real estate, or any immediate financial needs. Moreover, borrowers can apply for loans and make repayments at their convenience, facilitating a user-oriented experience.

Important Considerations

While the benefits are significant, potential borrowers should also be aware of important conditions. Following the promotional period, interest rates will revert to a standard rate based on the average monthly balance. Furthermore, during the campaign, it’s essential for borrowers to maintain the repayment schedule to avoid any penalties or late fees.

About Japan Securities Finance Co.

Established as a leading financial institution, Japan Securities Finance Co. operates under strict regulations, providing significant support for stock lending and borrowing activities within Japan's securities market. The Comstock Loan was initially introduced in July 2003 and has since set a benchmark for securities-backed loans in Japan. As the financial landscape continues to evolve, this initiative is a testament to Japan Securities Finance’s commitment to meet the needs of its customers and adapt to market demands.

Conclusion

As the stock market shows signs of sustainability and growth, the Comstock Loan presents a timely opportunity for individual investors to leverage their existing assets. By offering a pathway to immediate financing through a well-structured framework, Japan Securities Finance Co. is not just facilitating access to funds but also empowering investors to make informed decisions without the pressure of liquidating their investments. The significant interest rate reduction during this promotional period further enhances the appeal, encouraging individuals to consider their investment strategies carefully while maintaining financial fluidity.

How to Apply

For those interested in exploring this exciting opportunity, more details about the campaign can be found on the official Japan Securities Finance website. This is a chance not to be missed for those looking to enhance their investment capabilities without losing ownership of their valued stocks.

Read more about the Comstock Loan and apply through: Comstock Loan Application