Bybit Introduces RLUSD Hold & Earn with Enhanced APR and No Trading Fees

Bybit Unveils New Reward Program with RLUSD Hold & Earn

On July 20, 2026, Bybit, recognized as the second largest cryptocurrency exchange globally by trading volume, introduced its innovative product, RLUSD Hold & Earn. This initiative aims to enhance user engagement with the Ripple USD (RLUSD) stablecoin. The program is set to run until August 19, 2026, giving eligible users an opportunity to optimize their RLUSD holdings.

What is RLUSD Hold & Earn?

The RLUSD Hold & Earn program enables participants to receive daily rewards based on the amount of RLUSD they hold in their Bybit accounts. Users do not need to stake or lock their assets, offering flexibility to manage their portfolios. A crucial aspect of this program is that the longer users hold their RLUSD, the higher their potential rewards during upcoming promotional campaigns. The minimum entry point is just 1 RLUSD, and rewards are calculated based on holdings captured 24 times daily, with eligible balances capped at 5,000,000 RLUSD per individual.

Additionally, the program features a loyalty multiplier, incentivizing consistent holding over time. It’s important to note that while users will receive rewards, these are classified as commercial incentives rather than interest or returns on their RLUSD assets.

Promotions for Traders

Beyond the rewards program, Bybit has also introduced a promotional offer for traders. Specifically for the RLUSDUSDT trading pair, Bybit has temporarily eliminated maker fees (previously 0.10%) and reduced taker fees from 0.10% to 0.04%. This initiative is designed to make trading more accessible and cost-effective for users.

Engage in the RLUSD Trading Competition

In conjunction with the Hold & Earn program, Bybit has launched an exclusive RLUSD Trading Competition featuring a sizable prize pool of 50,000 RLUSD. This competition invites eligible traders to engage in RLUSD spot trading activities for a chance to win additional rewards during the promotional period. However, institutional clients can participate in the Hold & Earn program but will not be eligible for this trading competition.

Understanding RLUSD

RLUSD is a USD-backed stablecoin created by Ripple, designed to offer price stability through a reserve of cash and cash equivalents. It operates natively on the XRP Ledger, Ethereum, and other blockchain platforms, ensuring liquidity and security in digital transactions. As an asset regulated and fully backed, RLUSD epitomizes the fusion of traditional finance and the benefits of digital currency.

Given its rising market capitalization, which surpassed $1.5 billion in 2026, RLUSD has seen increased institutional integration, gaining traction with major exchanges and financial institutions.

Bybit is committed to enhancing user experiences in digital finance through innovative products like RLUSD Hold & Earn and aims to bring accessibility to the global financial landscape.

With more than 80 million users worldwide, Bybit seeks to unite investing, trading, payments, and wealth-building in a cohesive, secure platform. By leveraging cutting-edge AI technology and transparent operations, Bybit facilitates efficient financial journeys for its users, embodying the belief that everyone deserves access to an array of financial opportunities.

For further details on the RLUSD Hold & Earn program and its eligibility requirements, users are encouraged to visit the official Bybit website or their press resources.