Zions Capital Markets Enhances Multifamily Lending with Vince Toye's Leadership

Zions Capital Markets Appoints Vince Toye to Lead Agency Multifamily Lending

As of September 16, 2026, Zions Capital Markets, a subsidiary of Zions Bancorporation, N.A., has welcomed Vince Toye as the Managing Director for their agency multifamily lending division. This appointment follows the successful acquisition of the agency lending platform from Basis Multifamily Finance I, LLC. Toye's leadership role became effective on August 31 and aims to enhance the firm's capacity within the Real Estate Capital Markets sector.

Michael MacDonald, Head of Zions Capital Markets, expressed enthusiasm over the acquisition and Toye's joining, stating, "Vince is a fantastic match with our vision to expand Zions Capital Markets' capabilities and deliver exceptional services in the commercial real estate market." His extensive experience and specialized skills are expected to significantly contribute to strengthening the company's position in capital solutions.

The acquisition of Basis Multifamily Finance not only brings on board an experienced team but also integrates valuable mortgage servicing rights and capabilities, thereby enriching Zions' Real Estate Capital Markets business line. With this transition, Zions aims to broaden its lending activities, offering a wider product suite that includes well-established conduits for commercial mortgage-backed securities. Their participation in the Fannie Mae DUS® program along with Freddie Mac's Optigo® Conventional program enables Zions to meet the evolving financing requirements of multifamily property owners, operators, and developers across the nation.

Vince Toye comes to Zions after a substantial tenure at JPMorgan Chase, where he served as the Managing Director and Head of Community Development Banking. His contributions at JPMorgan led to record advancements in providing affordable housing and financing for community development financial institutions (CDFIs). Toye's prior experience includes a role as Executive Vice President and Group Head for Community Lending and Investment at Wells Fargo, where he managed the multifamily capital originations team, strengthening bank relations with government-sponsored enterprises like Fannie Mae and Freddie Mac.

This strategic leadership change at Zions Capital Markets underscores the company's commitment to evolving its service offerings in the competitive field of multifamily lending. With Toye at the helm, Zions aims to navigate the complexities of the commercial real estate landscape and emerge as a preferred choice for financing solutions. The future looks promising as Zions Capital Markets embarks on this new chapter, focused on delivering tailored capital solutions that align with client needs in a dynamic market environment.

In conclusion, Vince Toye’s proficient management in agency multifamily lending is set to pave the way for Zions Capital Markets' growth and adaptability in providing crucial financing services. The integration of the newly acquired agency platform positions the firm not just to expand its geographical reach but also to enhance its competitive edge within the commercial real estate market. As the sector rebounds and develops, Zions stands ready to meet the challenges and demands placed on it, ensuring that customers receive the exceptional service they expect and deserve.