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Ping An Insurance Group's Impressive Financial Performance in 2025

Recently, Ping An Insurance (Group) Company of China shared its financial results for the nine months ending September 30, 2025. In a year riddled with economic challenges, Ping An has showcased remarkable resilience and growth, particularly in its Life and Health segments, which saw new business value (NBV) surge by an impressive 46.2% year on year.

Strong Operational Results

The Group reported an operating profit attributable to shareholders of RMB116,264 million, marking a 7.2% increase from the previous year. Notably, in Q3 alone, operating profit climbed even higher by 15.2%. The net profit attributable to shareholders also saw significant growth, reaching RMB132,856 million, translating to an 11.5% year-on-year increase, with a staggering 45.4% surge from the preceding quarter.

Amidst a shifting financial landscape, Ping An has effectively focused on enhancing their core businesses, emphasizing a customer-centric approach, which has resulted in the aggregation of wealth through their integrated finance and health strategies. The Group credited its growth to strategic initiatives and superior management, as the Chinese economy gradually stabilized in the face of a challenging environment.

Life and Health Segments Shine

The Life and Health NBV has emerged as a standout performer, attributed primarily to a robust multi-channel development strategy. The first quarter of 2025 saw significant strategic developments—agency channel NBV grew by 23.3% while bancassurance surged dramatically by 170.9%. This outcome underscores Ping An's commitment to diversifying its sales channels and enhancing product offerings to meet diverse customer needs.

Moreover, innovative product launches such as the new participating annuity products and upgraded health insurance offerings contributed to an increase in customer engagement across various segments, enhancing overall customer satisfaction and loyalty.

Improving Investment Performance

Another key area of improvement for Ping An has been its investment portfolio performance, which achieved an unannualized comprehensive investment yield of 5.4%, marking an increase of 1.0 percentage points from the previous year. This growth illustrates the Company’s commitment to prudent investment strategies focused on optimizing returns while managing risks.

As a leading player in the insurance landscape, Ping An’s insurance fund portfolio accumulated over RMB6.41 trillion by the end of September 2025, which further bolsters their financial stability amid economic uncertainty.

The Road Ahead

Looking to the future, Ping An aims to continue fostering growth through innovation and fund investment strategies. They are leveraging advanced AI technologies and data analytics to enhance operational efficiency and customer experiences. Additionally, their commitment to social responsibility through green insurance initiatives and rural community support showcases their dedication to sustainable and inclusive growth.

In summary, Ping An Insurance Group’s impressive financial results reflect a well-executed strategy and an agile response to market conditions. As they embark on the next chapter of growth, the Company remains poised to create lasting value for its stakeholders and enhance its influence in the global insurance market.

With ongoing commitment to high-quality development and technological advancement, Ping An is set to shape the future of the insurance industry significantly, further cementing its reputation as a leading financial services provider in China and beyond.