#United States #Austin #AI Compliance #360factors #Ask Kaia

360factors Launches Ask Kaia: A Cutting-Edge AI Compliance Assistant

In a groundbreaking move for the financial sector, 360factors, Inc. has unveiled Ask Kaia, an AI-powered compliance assistant tailored specifically for banks, credit unions, and financial institutions across the United States. Officially introduced on January 9, 2026, this innovative tool aims to alleviate the burdens associated with navigating the increasingly complex landscape of financial regulations.

The Need for Compliance Clarity

As financial regulations continue to grow in complexity, institutions face significant pressure to understand, implement, and adapt to a myriad of compliance requirements. With changing regulations at both federal and state levels, compliance teams often find themselves overwhelmed. Ask Kaia emerges as a solution, offering quick and accurate answers to regulatory questions, enabling users to handle compliance matters with confidence and efficiency.

What Makes Ask Kaia Unique?

Unlike conventional compliance platforms or generic AI models, Ask Kaia has been specially trained on U.S. financial regulations, providing users with instant, context-aware insights without needing to install software or integrate with existing systems. Carl McCauley, CEO of 360factors, highlighted the necessity of such an assistant, stating, "We built Ask Kaia to deliver what traditional compliance tools can't offer — real-time regulatory clarity tailored to the U.S. financial sector."

One of the standout features of Ask Kaia is its capability to:

• - Interpret and summarize specific financial regulations
• - Explain changes in rules and their potential impacts on institutions
• - Identify compliance gaps within existing policies and procedures
• - Evaluate internal policies against regulatory standards
• - Draft new policies or update existing documents
• - Provide authoritative citations and source links
• - Review marketing content for regulatory compliance

User-Friendly and Secure

Ask Kaia operates on a straightforward, browser-based interface that requires no new infrastructure, making it readily accessible. Users can also engage in document-based Q&A, allowing them to upload their internal documents and receive quick analyses in a secure environment, ensuring that sensitive information is protected. This aspect is crucial as it provides a private setting where documents remain confidential and are not shared with third parties.

Empowering Financial Institutions

Ask Kaia is designed for various financial entities, whether they are large regional banks with extensive regulatory interactions or smaller credit unions with limited resources. This cost-effective solution reduces reliance on external consultants, allowing institutions to manage regulatory processes internally and efficiently. For larger organizations, Ask Kaia expedites audits, policy reviews, and the management of regulatory changes.

Availability

Currently, Ask Kaia is available as a standalone solution for financial institutions throughout the U.S. Additionally, it can also be integrated into the Predict360 risk and compliance platform, allowing users to benefit from its intelligent capabilities alongside other resources.

About 360factors, Inc.

360factors, Inc. stands at the forefront of risk and compliance management technology, offering comprehensive AI-driven solutions to organizations. Its flagship products, including Ask Kaia and Predict360, are designed to enhance business performance while ensuring regulatory compliance. As the financial landscape continues to evolve, tools like Ask Kaia demonstrate the critical role of advanced technology in helping institutions thrive amid regulatory challenges.