#United States #Portland #Payment Processing #Northeast Fuel Pay #Fuel Dealers

Significant Savings for Fuel Delivery Companies

According to a recent analysis by Northeast Fuel Pay, fuel delivery businesses that transitioned to specialized payment processing services in 2025 benefited from average savings exceeding 30%. These savings translate into significant financial relief, with individual fuel dealers reporting annual savings ranging from $8,000 to an impressive $100,000 compared to their previous credit card processing fees.

Located in Portland, Maine, Northeast Fuel Pay is focused on serving the oil, propane, utility, home-firewood delivery, and curbside trash service providers across the United States. The company credits the substantial cost savings to their understanding of the industry's unique challenges and their expertise in setting up optimal enrollment in credit card association Emerging Markets programs. These programs provide tailored discount structures explicitly designed for fuel delivery services, a feature frequently overlooked by many dealers using traditional processors.

One spokesperson from Northeast Fuel Pay noted, "Most fuel dealers remain unaware that they are overpaying for processing fees. This is often because their payment processors lack the necessary industry knowledge to enroll them in the correct discount programs. We often see fuel dealers paying an all-in rate of 3.14% when, in fact, they should be closer to 2%. That discrepancy has a significant accumulation, especially during peak seasons like winter."

Northeast Fuel Pay's detailed analysis of transactions has shown that fuel dealers can expect to pay around 2.20% when appropriately enrolled in these Emerging Markets programs. However, without proper classification, they may face higher rates of approximately 2.95%. This 75 basis point difference per transaction can lead to substantial costs over time.

The sources of these savings reside in three main areas. Firstly, the company works to reduce processor markups, which can be as high as 4.25%. Secondly, they eliminate redundant or non-standard fees that inflate costs unexpectedly. Lastly, the team ensures that merchants are classified correctly to unlock the discounts offered by the Emerging Markets programs for credit card processing expenses.

In many instances, fuel dealers that switched reported facing added costs from settlement funding fees, unauthorized premium authorizations, and unnecessary upgrade fees—each adding thousands to their annual expenses. By conducting a comprehensive assessment of existing fees, Northeast Fuel Pay identifies excessive charges and eliminates them seamlessly during the transition.

Further emphasizing their commitment to excellent service, Northeast Fuel Pay distinguishes itself by ensuring that clients receive proper setups from the outset so they can actually access the discounts they qualify for. As illustrated by a fuel oil delivery company that had relied on a particular processor for over a decade, switching to Northeast Fuel Pay resulted in an astonishing 82% reduction in percentage markup costs and a 77% drop in per-transaction fees, all while receiving targeted support from their dedicated Maine-based team.

Understanding the critical nature of correct classification for Emerging Markets programs is vital for fuel dealers, many of whom process transactions that are card-not-present or card-on-file but fail to leverage the relevant industry-specific discounts. Northeast Fuel Pay offers zero startup costs with savings implemented immediately post-approval and integration.

The service's unique approach includes personalized setup, support, and integration at no additional charge, ensuring clients do not experience any disruption to their operations.

In summary, Northeast Fuel Pay is optimizing credit card processing for fuel delivery companies across the U.S., eliminating unnecessary fees and maximizing savings. Their commitment to the industry's needs and their expertise in navigating discount programs can prove invaluable for fuel dealers looking to improve their bottom line in a competitive market.