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Ping An's Remarkable ESG Performance

Ping An Insurance (Group) Company of China, Ltd., commonly referred to as Ping An, has once again demonstrated its prominence in the insurance industry by receiving an upgraded AAA ESG rating from MSCI for the year 2025. This upgrade not only symbolizes Ping An’s commitment to responsible investment and sustainable development but also reinforces its position as a benchmark leader in the Asia-Pacific region’s Multi-Line Insurance Brokerage Industry for four straight years.

Outstanding Performance Across Key ESG Areas

According to a detailed MSCI rating report, Ping An excels in crucial aspects such as Human Capital Development, Privacy & Data Security, Access to Finance, Financing Environmental Impact, Responsible Investment, and Corporate Behavior. This recognition showcases how thoroughly Ping An integrates Environmental, Social, and Governance (ESG) criteria into its business model.

Embracing Financial Inclusion

In line with its mission to promote inclusive financial services, Ping An introduced the "Policy Statement on Financial Inclusion (2025)" in this year. This policy emphasizes improving accessibility and quality for micro and small enterprises. By mid-2025, Ping An Bank reported supporting 972,900 micro and small business loans, with an outstanding value of inclusive loans amounting to RMB 499.524 billion. Additionally, Ping An Property & Casualty provided risk protection worth RMB 189 billion to 1.61 million enterprises, thereby significantly contributing to social welfare.

Driving Green Finance Transformation

Recognizing the urgent need for environmental sustainability, Ping An has adopted a systematic approach toward green finance. Their strategy integrates insurance, credit, and investment services to further green development and facilitate transformations toward low-carbon industries. By mid-2025, Ping An allocated RMB 144.482 billion of their insurance fund toward green investments and had green loans totaling RMB 251.746 billion. This commitment highlights Ping An's proactive role in supporting China’s ambitious goals of achieving peak carbon emissions by 2030 and carbon neutrality by 2060.

Policies Enhance Responsible Investment

Being a pioneer in responsible investment, Ping An was the first domestic asset owner to subscribe to the UN Principles for Responsible Investment (PRI). Recently, they updated their "Policy Statement on Responsible Investment of Ping An Group (2025)", refining specific exclusion lists and enhancing communication transparency with stakeholders. By the end of June 2025, responsible investments by Ping An reached RMB 1,017.407 billion, with substantial amounts designated for green, social, and inclusive investments.

Commitment to Information Security

In 2025, Ping An took significant steps to bolster its information security management through updates to its privacy and security policies. The Group conducted over 67 security drills in 2024, addressing various emergency scenarios to enhance the emergency response capabilities related to information security. Such measures fortify safeguards on customer data privacy, a critical aspect in today's digital economy.

Promoting Employee Development

Ping An is equally committed to developing its workforce's potential, demonstrated by an investment of RMB 956 million in training initiatives. In 2025, both a new "Policy Statement on Occupational Health and Safety" and a revised "Statement on Employee Rights" were instituted. By the end of 2024, the Group maintained a gender-diverse workforce, where women comprised 51% of employees and 36% of senior management, marking progress toward gender equality and inclusive leadership.

Sustainable Future Ahead

Ping An's commitment to sustainable development is further reflected in its subsidiaries like Ping An Good Doctor, Ping An Bank, and Lufax, which also achieved high ESG ratings, with AA ratings from MSCI. This collective recognition underscores Ping An’s strategy of embedding sustainability into its corporate operations.

Going forward, Ping An aims to deepen its "integrated finance + health and senior care" strategy to provide stable, long-term value for consumers, stakeholders, and society as a whole. With this visionary direction, Ping An is poised to continue making significant strides in building a resilient, inclusive, and sustainable financial ecosystem.

In conclusion, Ping An Insurance stands as a prime example of how incorporating comprehensive ESG principles can lead to sustainable success and industry leadership within the fast-evolving global investment landscape.