#Japan #Tokyo #Fire Insurance #Mysurance #KuroNeko

KuroNeko's Innovative Fire Insurance for Renters

Yamato Transport Co., Ltd., headquartered in Chuo-ku, Tokyo, has announced that it will launch a new fire insurance plan designed specifically for renters, named the KuroNeko "Kazai Moshi Mo Hoken," starting from October 9, 2025. This initiative not only provides essential coverage for household items but also addresses potential issues related to package deliveries, an increasingly relevant concern in today's online shopping climate.

Overview of the Product

The KuroNeko "Kazai Moshi Mo Hoken" is a web-based fire insurance plan aimed at renters residing in apartments or leased homes. This policy bundles necessary protections into two distinct plans. These include compensation for household belongings, liability coverage for landlords, and protection for the rented properties. What sets this insurance apart is its inclusion of coverage for items delivered to homes — also known as "okuha" or placement delivery — ensuring protection against risks regardless of the delivery service used.

Coverage Plans Offered

• - Basic Plan:

- Premium Cost: JPY 570 to JPY 630

• - Slim Plan:

- Premium Cost: JPY 380 to JPY 440

Detailed Coverage Inclusions

1. Household Belongings (Basic Property Coverage): Insurance amount between JPY 1,000,000 to JPY 7,000,000.
2. Liability to Landlords: Up to JPY 10,000,000 for damages caused to the property owner.
3. Property Repair Coverage: Up to JPY 500,000, with a deductible of JPY 3,000.
4. Liability for Third-Party Incidents: Up to JPY 100,000,000 (available only in the Basic Plan).

For those interested in detailed policy conditions, more information can be found on the official product page: KuroNeko Kazai Moshi Mo Hoken.

Providers and Administration

The insurance will be marketed by Yamato Transport Co., Ltd. under the name of Mysurance, a small-scale insurance provider affiliated with SOMPO Group. The insurance term lasts for one year and will renew automatically.

Payment and Application Process

Payments can be made via credit card, and applications can be submitted through the dedicated website for KuroNeko "Kazai Moshi Mo Hoken": Application Site.

The Background & Goals Behind the Offering

Since its inception in June 2020 with the launch of the KuroNeko "Smartphone Moshi Mo Hoken," which provided insurance for smartphone damages, there has been a growing demand for innovative insurance solutions that can cater to unexpected risks. Increasingly frequent natural disasters have highlighted the necessity for reliable coverage in the event that belongings or properties are damaged.

Acknowledging these societal concerns, KuroNeko introduces this fire insurance plan that not only protects basic household items such as furniture, appliances, and clothing, but also considers the risks associated with package deliveries. This contemporary offering seeks to alleviate customer anxieties associated with unpredicted expenses resulting from accidents, allowing for a more secure lifestyle.

For any inquiries about the service, customers can reach out to Mysurance via their contact form: Mysurance Contact.