#USA #New York #Visa #Boost Payment Solutions #CEDP

Navigating Visa’s Commercial Enhanced Data Program (CEDP)

In the ever-evolving landscape of B2B payments, keeping pace with industry changes is crucial for businesses to maintain a competitive edge. One significant shift on the horizon is Visa's newly launched Commercial Enhanced Data Program (CEDP), an initiative that aims to revolutionize the way businesses handle B2B card transactions.

What is CEDP?

Launched on October 17th, 2025, Visa's CEDP represents a transformative step forward, with an emphasis on data accuracy and transparency in transactions. Traditional interchange models, namely Visa's Level 2 and Level 3 structures, are being replaced by a modern framework that utilizes real-time data validation. Through advanced machine learning technology, Visa will be verifying transaction details at the moment of payment, ensuring that data submission is not only complete but also accurate. Failure to adhere to these new standards will result in downgrades, impacting transaction costs for businesses.

The Industry Response

Boost Payment Solutions, a recognized leader in B2B payment solutions, has proactively prepared for CEDP's arrival. Dean M. Leavitt, the Founder and CEO, emphasizes the critical nature of this transition for B2B enterprises. "Data, being correct and validated, is now more vital than ever before. It’s not sufficient to just have data; it must be capable of network verification consistently," he said.

To underline their readiness, Boost has already certified that an impressive 99.96% of transactions processed through their platform are compliant with CEDP requirements. This is a remarkable feat, demonstrating Boost's commitment to ensuring their clients can access the lowest available interchange rates right away. Unlike other service providers that postpone rate adjustments until official verification, Boost's pre-funding model delivers immediate benefits to their customers.

The Advantages of Boost's Pre-funding Model

With Boost's pre-funding model, businesses can better safeguard cash flow and eliminate the often burdensome reimbursement delays that can stretch up to 90 days. Further, it comes with the added benefit of streamlining the reconciliation processes that CEDP introduces, making compliance much simpler for organizations. By leveraging proprietary technology along with robust relationships with acquirers and issuers, Boost is able to automate the complex processes involved in parsing, enriching, and validating enhanced data fields. This capability is essential for buyers, suppliers, and partners striving to maintain compliance seamlessly, without facing disruptive system overhauls.

Support for Acquiring Partners

For companies looking to navigate these new regulations, Boost's Payments-as-a-Service (PaaS) gateway offers a comprehensive solution. By parsing and formatting virtual card payment data, Boost empowers payment facilitators and merchant service providers to deliver CEDP-qualified data for their clients. This ensures their merchant portfolios are compliant while capitalizing on the most advantageous interchange rates under Visa's new framework.

A Focus on Empowerment

Boost Payment Solutions positions itself as not just a compliance facilitator but as a partner in success within the increasingly data-driven payments landscape. As Dean M. Leavitt articulates, "We are about optimizing enterprise payments, making them smarter, faster, and more transparent. Our client-first approach aligns perfectly with the CEDP, making sure our clients not only comply but thrive as well."

Conclusion

Visa's CEDP marks an era of enhanced data accuracy and verification requirements within the B2B payment ecosystem. Businesses are urged to take proactive steps to prepare for these changes, ensuring compliance and capitalizing on potential cost savings. With a trusted partner like Boost Payment Solutions, organizations can navigate these new waters confidently, securing their competitive edge in the marketplace. For more information about how Boost is assisting businesses in adapting to CEDP, visit boostb2b.com/cedp.