#Japan #Tokyo #Time Deposit #Docomo SMTB Bank #Special Interest Rate

Special Interest Rate Campaign for Corporate Time Deposits

Docomo SMTB Bank, headquartered in Minato, Tokyo, has announced a special interest rate campaign targeted at corporate customers, starting from August 3, 2026. This initiative marks the bank's name change and aims to express gratitude towards its loyal clientele. The campaign will be in effect until November 1, 2026, allowing businesses to take advantage of competitive rates during this period.

Campaign Period

The special interest rate campaign is set to run from August 3, 2026, to November 1, 2026. Corporate customers who complete their deposit procedures within this timeframe will be eligible to participate in this offering.

Eligibility Criteria

The promotional rates will apply to businesses depositing in three-month or six-month fixed-term yen time deposits. However, it is important to note that individual customers and sole proprietors are not eligible for this campaign. This focused approach allows Docomo SMTB Bank to cater specifically to corporate clients looking for lucrative deposit options.

Interest Rates Offered

The interest rates during this campaign are highly competitive. For a three-month time deposit, a rate of 0.60% per annum (0.50% post-tax) will be offered, while the six-month time deposit will provide a rate of 0.80% per annum (0.67% post-tax). The rates are determined with tax considerations, applying a rate of 15.315% on the interest earned.

Important Conditions

Docomo SMTB Bank emphasizes that rates may be subject to change or the campaign may end prematurely should the cumulative deposit amount reach a specified threshold. The bank may also revise the interest rates based on shifting financial circumstances. Clients are advised to check the current rates on the official Docomo SMTB Bank website regularly, ensuring they are informed about any updates.

Moreover, the bank will apply the stated campaign interest rate until the maturity date of the initial deposit. For clients choosing to renew their deposits either as 'principal continuity' or 'interest continuity,' the renewal will apply the interest rate effective on the renewal date.

In the case of early termination of a deposit prior to the maturity date, the promotional interest rate will no longer apply. Therefore, it is essential for customers to consider this before making their deposit decisions.

Safety and Security

Investments made in yen time deposits at Docomo SMTB Bank come with a principal guarantee and are covered by the deposit insurance scheme, protecting up to 10 million yen and its accrued interest for the collective amount across various deposit types including ordinary accounts, fixed-term deposits, and other hybrid deposits.

Commitment to Excellence

Docomo SMTB Bank operates with a customer-centered philosophy and is committed to revolutionizing financial services through advanced technology. The bank aims to create value that balances convenience and security, working tirelessly towards a future where finance seamlessly integrates into daily life and nurtures a thriving economy.

For more information, business clients are encouraged to review the detailed terms and conditions and the product overview documentation available on our website. Together, we can build a prosperous future.


The Docomo SMTB Bank invites all eligible corporate clients to take advantage of this exceptional opportunity and experience its commitment to innovation in the banking sector.