GoodLeap Expands Market Reach with $523 Million Securitization Closing

On December 12, 2025, GoodLeap, LLC, known for its innovative approach in financing and software solutions for sustainable living, proudly announced the closure of its $523 million securitization under the GoodLeap Home Improvement Solutions Trust 2025-3. Sponsored by Bank of America, this marks a significant milestone for GoodLeap as it continues to be a frontrunner in the green financing sector.

The Securitization Details

This latest securitization is notable as it solely backs home improvement loans, which stands as the fourth issuance of its kind by GoodLeap. A total of $571 million in principal balance was originated through GoodLeap, aiming to improve the accessibility of eco-friendly home upgrades. The transaction has been granted ratings by the Kroll Bond Rating Agency, emphasizing its reliability for investors and stakeholders. Major financial institutions, including Goldman Sachs & Co. LLC, CIBC Capital Markets, and Citigroup, participated as joint bookrunners, showcasing the confidence the market has in GoodLeap's operational strategy.

Importance of Sustainable Home Upgrades

According to industry estimates, the market for sustainable home enhancements represents an approximate annual opportunity of $450 billion in the United States. GoodLeap is strategically positioned to tap into this extensive market by leveraging its technological and data-driven expertise. The company equips homeowners with the tools needed to undertake improvements that not only enhance their property value but also contribute positively to the environment.

The platform developed by GoodLeap is utilized by sales professionals at the point of sale, streamlining the process for financial institutions to allocate capital towards high-performing ESG (Environmental, Social, and Governance) assets. As a result, GoodLeap effectively bridges the gap between capital providers, homeowners, and sustainable products.

A Record of Accomplishment

Since its inception in 2018, GoodLeap has facilitated over $32 billion in solar loans and other home efficiency loans, impacting the lives of over 1 million homeowners. This achievement underscores the company's commitment to empowering individuals to reduce their carbon footprints and participate in the transition toward sustainable living.

GoodLeap's technology platform has been calibrated to ensure that homeowners can easily understand and access these eco-friendly technologies, which include solar panels, batteries, energy-efficient HVAC systems, heat pumps, roofing, and windows. The goal is to create a simplified, fast, and frictionless experience that encourages more homeowners to engage with sustainability.

Broader Impact Initiatives

In addition to commercial activities, GoodLeap is dedicated to social responsibility through its nonprofit arm, GivePower. This organization is focused on constructing and implementing clean water and electricity systems, significantly impacting more than 2 million lives across Africa, Asia, and South America. Such initiatives reflect GoodLeap's holistic view of sustainability—addressing not just environmental needs but also the fundamental needs of communities globally.

Overall, GoodLeap's latest securitization is not just a financial maneuver; it represents a significant step toward scaling sustainable solutions and making them more accessible for homeowners aiming to make a positive environmental impact. As GoodLeap continues to expand its influence in sustainable financing, the company is set to play a pivotal role in reshaping the landscape of green home improvements in the coming years.