#USA #New York #OnePay #Dining Rewards #Kard

OnePay Unveils New Dining Rewards for Customers

March 5, 2026, marks an exciting day for customers of OnePay, a leading consumer fintech company trusted by millions across the U.S. Today, OnePay announced a significant enhancement to its rewards program, introducing dining as a selectable cash back category for its Cash customers. For those enrolled in the Cash+ plan, there’s a fantastic opportunity to earn 3% cash back on dining,

which can be accrued on up to $150 in spending each month. With this initiative, OnePay aims to cater to its customers' desires for more versatile and rewarding spending options.

To amplify this dining rewards experience, OnePay is expanding its partnership with Kard, a commerce media platform that connects customers with local dining offers. This new collaboration is set to unlock cash back options at thousands of participating restaurants nationwide, allowing OnePay Cash customers to reap rewards at their favorite local eateries. Jen Jia, General Manager of OnePay Wallet, expressed the motivation behind this enhancement, stating, "Dining is one of the most common and loved places our customers spend. We listened to our customers, and we're expanding our rewards ecosystem to reflect how they typically spend weekly, starting with dining."

A Seamless Dining Rewards Experience

The expanded rewards initiative doesn’t just stop at cash back. OnePay’s app is designed to ensure users can navigate their rewards with ease and convenience. Customers can select their cash back category every month directly through the OnePay app, gaining access to an array of offers from local restaurants provided by Kard. Thus, along with OnePay's already broad selection of options, users can explore and earn benefits at their favored dining spots.

"We're proud to expand our existing relationship with Kard, which already includes offers from major national brands, to incorporate local deals that facilitate earning rewards at thousands of restaurants. This innovation helps customers earn rewards on the meals they already enjoy while supporting local communities," said Ben Mackinnon, CEO of Kard. This strategic partnership seeks to bring enhanced flexibility to dining rewards, recognizing the importance of local restaurants within the community.

With the newly crafted rewards experiences, OnePay Cash customers can:

• - Choose their cash back category each month within the OnePay app,
• - Access extensive offers from numerous local restaurants partnering with Kard,
• - Earn rewards across leading quick-service restaurant (QSR) chains existing in the country.

Cash back earned appears as OnePay points, redeemable through deposits to OnePay Cash accounts, among other options. This move signifies a crucial step in OnePay’s journey to bolster its rewards ecosystem further. The fintech company is continually focusing on expanding its array of merchant offers and new earning avenues, solidifying its commitment to delivering robust value to its clientele.

About OnePay

OnePay is designed to be a comprehensive financial services platform, grounded in the fundamental belief that effective money management can significantly improve quality of life. Their offerings encompass banking, high-yield savings accounts, credit cards, point-of-sale lending, as well as investment and cryptocurrency solutions. OnePay aids millions of consumers in effectively managing their financial needs in a convenient manner. Furthering their mission, OnePay successfully collaborates with employers, HCM providers, and gig platforms to deliver embedded financial services to employees and frontline workers.

OnePay operates as a financial technology company rather than a traditional bank. Its banking services are provided through compliant partner institutions. To learn more about OnePay and its offerings, you can visit their official website at www.onepay.com.

About Kard

Kard stands out as a commerce media network that leverages predictive AI alongside empirical transaction data from millions of consumers, ensuring effective personalization in rewards. For financial institutions and fintech platforms, Kard's adaptive, API-first framework makes it seamless to provide attractive rewards that rival those offered by major banks and loyalty programs. By aligning brand exposure directly with verified purchases, Kard delivers significant engagement opportunities without standard upfront costs associated with traditional advertising. Backed by prominent investors like Tiger Global and Underscore VC, Kard continues to redefine modern commerce experiences.

In conclusion, OnePay's dining rewards program illustrates an innovative approach to everyday spending, promoting not only customer satisfaction but also support for local businesses. Customers can now enjoy greater financial benefits while dining out, enriching their overall dining experiences.