WAEPA Provides Premium Forgiveness to Members Amid Government Shutdown Struggles

WAEPA Steps Up with Premium Forgiveness



In a significant move to support its members, the Worldwide Assurance for Employees of Public Agencies (WAEPA) has announced the waiver of premiums for all its members due to the recent extended government shutdown. With many federal employees facing extreme financial challenges as a result of this historical shutdown, WAEPA's decision reflects its ongoing commitment to the well-being of the federal workforce.

Background of the Shutdown



The shutdown that began in November 2025 marks one of the longest periods in U.S. history, lasting a staggering 43 days. During this time, numerous federal employees experienced the distress of not receiving their salaries, creating substantial financial hardships not only for them but also for their families. In light of these challenges, WAEPA has recognized the urgent need for action, echoing the sentiments of its members.

Unanimous Support from the Board



To address the financial stress affecting its members, WAEPA’s Board of Directors unanimously approved the decision to waive one month of premium payments for all current and former members, including those who are retired federal employees. This action is a testament to WAEPA's commitment to protecting the health and financial security of the federal workforce.

M. Shane Canfield, CEO of WAEPA, stated, "We recognize that this shutdown has brought unprecedented uncertainty and hardship to Federal employees and their families. As an organization built for Feds, by Feds, we are committed to standing by our members in their time of need."

What Members Need to Know



The premium forgiveness will apply to all current WAEPA Group Term Life and Short-Term Disability insured members, regardless of their employment status. The measures were set to take effect on November 13, 2025.

Members don’t need to take any action to benefit from this relief; their insurance coverage will remain active and uninterrupted. For those who pay their premiums through payroll deductions or direct billing, they can expect to see the adjustments applied seamlessly without any disruption to their existing benefits.

The policy benefits and protections that members rely on remain unchanged, assuring them of continued support through these challenging times.

Adding Historical Context



This isn’t the first time WAEPA has stepped in to assist its members during a federal crisis. During the 2019 government shutdown, the organization similarly waived premiums, a clear signal of its ongoing commitment to support federal employees during difficult periods.

Such proactive measures by WAEPA not only help alleviate the immediate financial burden caused by the shutdown but also strengthen the sense of community and support among federal employees and their families, reinforcing the notion that they are not alone in these trying times.

Looking Ahead



As WAEPA moves forward, the organization encourages its members to utilize the Member Portal for any additional information or service inquiries regarding their policies. For immediate assistance, WAEPA's Member Services can be reached at (800) 368-3484.

With a legacy spanning over 80 years, WAEPA currently supports more than 50,000 members, continuing its mission to enhance the health, welfare, and financial stability of the federal workforce. In these challenging times, WAEPA's latest initiative is a beacon of hope, reassuring members that they are supported and valued.

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In conclusion, WAEPA’s decision to provide premium forgiveness during the government shutdown not only reflects its commitment to its members but also brings to light the importance of solidarity within the federal workforce. As the situation continues to evolve, WAEPA remains dedicated to ensuring the welfare of its members.

Topics Financial Services & Investing)

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